Which do you prefer to use at checkout, cash or card? Here are some benefits of using your debit or credit card instead:
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Financial Health
Taking control of your financial health starts with education.
5 Tips for Buying a Home in a Seller’s Market
It’s a seller’s market out there — between historically low interest rates and low inventory, prospective home buyers are facing stiff competition. In our local market, homes are getting dozens of offers within just a few days of listing. Our partners at GreenPath Financial Wellness recently presented a webinar with insight into buying a home in this competitive market. In case you missed it, here are 5 tips for buying in a seller’s market:
Scams: What’s Old is New Again
According to this article posted by the Federal Trade Commission (FTC), “The FTC knows that people who talk about scams are much less likely to fall for them. So, when people of any age are on their own too much, they don’t have the chance to talk things out. And when scammers — who are calling, emailing, and texting — might be a person’s main source of contact, nothing good happens next.”
Get Smart About Debt: 7 Tips to Help You Get Out of Debt NOW
If you are dealing with debt, you aren’t alone. The average American household has an average balance of about $6,600 in credit card debt, and that’s not taking into account home, auto, and student loans. Paying off your debt isn’t always easy, but having a plan can go a long way in achieving your financial goals.
The Rise of Digital Wallets and Contactless Transactions
A digital wallet (also called a “mobile wallet”) is an electronic method of securely storing and using your credit cards – and other types of cards, tickets, and coupons – so you don’t have to carry these items physically with you. Instead, you use your iPhone, Android smartphone, or other smart device to make contactless transactions in stores, restaurants, drive-thrus, movie theatres, and more.
3 Tried & True Facts About Personal Finances
No matter your age or stage in life, it pays to know the facts about personal finances. When you understand the basics, you can set yourself up for success and build a healthy financial future.
5 Ways to Revenge Spend Wisely
There’s a new spending trend in town, and many are calling it “revenge spend.” As the COVID-19 vaccine gains momentum and restrictions ease, people are opening their wallets to make up for lost time during the lockdown.
Enhanced Child Tax Credit for 2021
If you have qualifying children under the age of 18, you may be able to claim a child tax credit. (You may also be able to claim a partial credit for certain other dependents who are not qualifying children.) The American Rescue Plan Act of 2021 makes substantial, temporary improvements to the child tax credit for 2021, which may increase the amount you might receive.
What is Home Title Theft?
“Home Title Theft” or “Deed Fraud” has received a lot of attention lately and sounds as scary as it actually is. Let’s take a look at what defines Home Title Theft and just how prevalent it really is.
Beware of Lifestyle Creep
Lifestyle creep, or lifestyle inflation, happens to the best of us. As your standard of living improves, your non-essential discretionary purchases gradually increase. You might even start to think your “wants” are “needs.” Some creep is natural and to be expected, but excessive creep can derail your finances.
Recent News
10 SESLOC Rewards to Bring Home for the Holidays
Thanksgiving might look a little different this year due to COVID, but a small celebration at home can be just as festive and meaningful. Did you know you can redeem your SESLOC HomeFREE Checking™ debit card and Visa Signature® Rewards card points for merchandise to elevate your celebration? Check out the top 10 SESLOC Rewards to bring home for the holidays.
SESLOC Tops One Billion in Assets
“The ‘billion dollar in assets’ milestone is truly a monumental achievement,” said Geri LaChance, your SESLOC President and CEO. “Our growth is especially significant at a time when financial institution mergers and acquisitions are prevalent; SESLOC’s growth has been achieved organically, building healthy relationships with you and our community over decades.”
10 SESLOC Rewards for Coastal Distancing
Summer might be over, but outdoor activities are year-round on the Central Coast. Did you know you can redeem your SESLOC debit and Visa® Signature Rewards card points for tools and toys to enjoy outside? Check out the top 10 SESLOC Rewards that you can claim to enhance your Coastal Distancing experience:
10 Home Essentials You Can Find On SESLOC Rewards
Buying a home, or moving out on your own? Did you know you can redeem your SESLOC debit and Visa® Signature Rewards card points to stock up on home essentials? Check out these 10 SESLOC Rewards for turning your house into a home.
SESLOC Mobile App Gets a New Look
Beginning April 13, 2020 you’ll see a new and improved look to the home screen of the mobile app. Both Android and iOS users will see the refresh, which includes a welcome screen with a custom message, and quick links to the most frequently used banking features, including depositing a check. Members will not be asked to upgrade the mobile app in order to see the changes.