Credit card debt can feel overwhelming, but there are tools and resources available to get you back on the road to financial wellness. Consider these strategies for tackling credit card debt:
How can we help?
Or try these resources:
Financial Health
Taking control of your financial health starts with education.
The Dark Web + You
Criminals use the Dark Web, an anonymous region of the internet, for buying and selling stolen identity information, among other things. But what does this have to do with you?
How to Apply for a HELOC
A HELOC, or Home Equity Line of Credit, leverages your home’s equity to give you more flexibility compared to other loans — you can borrow up to your maximum credit limit, when you need it, as you need it. Whether you’re planning a kitchen remodel, upgrading to energy efficient appliances, consolidating debt, or simply want the peace of mind that it’s there to cover an emergency, a HELOC is the perfect pairing for your mortgage.
Buying Your First Car? This is What You Need to Know:
Shopping for your first car is exciting, but it can also feel intimidating. It’s a major commitment, but one that will give you the freedom to go where you want, when you want. Before you head to the car lot, set yourself up for success by following these steps:
Dangers of the Dark Web
You have probably heard people talk about the mysterious “Dark Web” where criminals gather to commit fraudulent acts that result in financial fraud, identity theft and more. But most people don’t really understand what the Dark Web is or how it works. Let’s start with a few facts about the Internet itself.
5 Financial Lessons From the Pandemic
From managing unexpected interruptions in income to prioritizing monthly expenses, GreenPath Financial Wellness has been listening and learning as they speak with people facing financial hardships.
Moving Out: What to Expect So You Don’t Break the Bank
Moving out and on your own is an exciting step towards independence, but the financial responsibility can also be shocking if you’re not prepared. There are a lot of odds and ends that you need to plan for, as well as a lot of expected (and unexpected) costs associated with the move. Here are some tips to prepare:
Should I Plan for Financial Caregiving?
Age, illness, or injury can affect our ability to handle our finances. It’s a difficult subject to think about, and it can be even harder to discuss with loved ones. But having a plan in place is essential to protect your financial wellbeing and future.
Wills vs. Trust: Know the Difference
Wills and trusts are common documents used in estate planning. While each can help in the distribution of assets at death, there are important differences between the two.
Beware of Common Money Scams
Scammers are always looking for innovative ways to separate you from your money. Whether their goal is to gain access to your cash, or to gain control of your personal information so they can commit fraud, they frequently play on psychological manipulation to get you to comply. Here some common scams to be aware of:
Recent News
Youth Week 2019
Now through April 19, 2019 SESLOC is celebrating International Credit Union Youth Week by offering fun activities, giveaways and more to help kids learn about the importance of saving. We’ll also waive the $5 membership fee for youth under age 18 when they open a savings account.
Atascadero Branch Closure and Grand Re-Opening
The Atascadero branch, drive-thru and deposit box were closed for remodeling from January 28-April 1, but reopened on April 2. We’re happy to serve you in our new redesigned space!
Annual Meeting of Members 2019
The Annual Meeting of Members was held at our SESLOC Headquarters on March 19, 2019. Members enjoyed refreshments, door prizes, received the 2018 Annual Report, heard the financial reports, and learned about the previous year’s achievements. Plans for the coming year were discussed and presented by the Board of Directors and the President/CEO.
Now Offering Appointment Booking
No waiting, no hassle. Booking a branch appointment or even a phone call is now available online and within Online Banking. Once you set your appointment, you’ll get a confirmation and a reminder email. This service complements the digital self check-in kiosk at our branches, helping to reduce wait times and ensure that you get served in order of arrival. Walk-ins are always welcome too. Online appointment booking is simply another way we are improving your banking experience.
Applying for the #BestJobEver? Check Out Our Hiring FAQ
Is SESLOC hiring? Current job openings are posted on our Employment page. Plus, get answers to more commonly asked questions.