Taking control of your financial health starts with education.
Does spending lift your spirits when life gets you down? Many of us turn to “retail therapy” when we feel down or stressed, and for a good reason. Studies show that shopping can trigger dopamine, which is a chemical in our brains that makes us feel good and fulfilled.
Have you ever wondered if credit counseling might help you? Most of us have never stopped to even think about what credit counseling is until we find ourselves facing a financial roadblock. Credit counseling isn’t just for those who need to improve their financial health — it can also help you to be more proactive in maintaining your finances as well.
Download Be Cybersmart, a fun activity book filled with coloring pages, puzzles, and more! October is National Cybersecurity Awareness Month, and being cyber smart is important for the whole family.
One of the benefits of homeownership is equity. A Home Equity Line of Credit (HELOC) or a Home Equity Loan (also know as a second mortgage) allows a homeowner to borrow money using the home’s equity as collateral.
We’ve recently taken a deep dive into the dangers of the Dark Web. We continue our series by shedding light on how transactions happen in the Dark Web and the criminal enterprise that exists in this mysterious, hidden place. Why is this important? The more you understand about how criminal activity works, the better prepared you will be to protect yourself and your family from this growing threat.
A home inspection is an important part of the buying process where an objective third-party performs a visible assessment of the property’s condition so you can make an informed decision about your purchase. After all, it’s one thing to plan for a fixer-upper and another to be surprised and saddled with expensive repairs. Here’s what you can expect from the inspection:
Credit card debt can feel overwhelming, but there are tools and resources available to get you back on the road to financial wellness. Consider these strategies for tackling credit card debt:
Criminals use the Dark Web, an anonymous region of the internet, for buying and selling stolen identity information, among other things. But what does this have to do with you?
A HELOC, or Home Equity Line of Credit, leverages your home’s equity to give you more flexibility compared to other loans — you can borrow up to your maximum credit limit, when you need it, as you need it. Whether you’re planning a kitchen remodel, upgrading to energy efficient appliances, consolidating debt, or simply want the peace of mind that it’s there to cover an emergency, a HELOC is the perfect pairing for your mortgage.
Shopping for your first car is exciting, but it can also feel intimidating. It’s a major commitment, but one that will give you the freedom to go where you want, when you want. Before you head to the car lot, set yourself up for success by following these steps:
October is National Cybersecurity Awareness Month and we’re offering events, toolkits and services to help make the internet safer and more secure.
SESLOC hosted the monthly Santa Maria Chamber Mixer on Thursday, June 20 from 5:00-7:00 p.m. Chamber members and guests enjoyed networking, appetizers from Testa Catering, door prizes and meeting the new Chamber members. Thank you to the Santa Maria Philharmonic Society for donating concert tickets as raffle prizes and Dr. David Lohman of Straight Back Chiropractic for emceeing the event.
To help grow your business, we launched a new savings account option — a Business Money Market. With a tiered rate structure and low minimum balance requirement, you can save more to earn more.
Thank you to all of our members and New Times readers for voting us as the number one Bank or Credit Union in SLO County. 2019 marks the twelfth year in a row we’ve received this honor. Congratulations to all the winners! See the complete list»
Now through April 19, 2019 SESLOC is celebrating International Credit Union Youth Week by offering fun activities, giveaways and more to help kids learn about the importance of saving. We’ll also waive the $5 membership fee for youth under age 18 when they open a savings account.