As you consider all your available home loan options, here are five questions you should ask your mortgage loan officer to determine who is best for your needs.
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Financial Health
Taking control of your financial health starts with education.
Five Ways to Turn Savings into a Game
Savings isn’t just about squirreling away money – it’s about building a secure financial future for yourself and your family. By turning it into a game, you can turn the script around and make achieving your goals a lot easier.
Avoid Using Credit Cards in These Three Situations
Before you break out that credit card, it’s crucial to know when using one makes the most sense. Here are three situations where you may want to pay with a different way – if you pay at all.
Five Ways Credit Unions Support Small Businesses
Credit unions aren’t just for individual members. As a community-based institution, we work to serve business members at various stages of their growth. From dedicated service to local loan decisions, credit unions work to help your business thrive and grow our local economy.
Student Loans – Federal vs. Private: What’s the Difference?
Navigating student loan options can be overwhelming. Here is an easy-to-reference guide between federal loans and private loans.
Five Surprising Facts and Fictions About Where Your Credit Report is Used
Do you know all the places where your credit could affect you? Here are five surprising places that your credit may be used to render a final financial decision.
For Love and Money: How to Bring Dollars and Sense in Your Relationship
Talking about savings, spending, and debt with your partner doesn’t have to be awkward or embarrassing. Here’s how you can prepare to have the big talk about your personal finances.
Six Key Do’s and Don’ts During the Mortgage Process
Prepare for your mortgage process by understanding these six key do’s and don’ts from the Mortgage Loan Officers at SESLOC Credit Union.
Kick Off the New Year Safe from Tax Identity Theft
Everyone is at risk of falling victim to tax identity theft, and thousands of Americans are impacted each year. Here are a few tips to help you avoid being a victim.
Important Social Security Updates for Retirees in 2025
As we welcome 2025, big changes to Social Security will impact retirees and those nearing retirement.
Recent News
2024 Shred Days Smash Records While Supporting the Local Community
SESLOC’s 2024 Shred Day events break nine years of records by serving 746 visitors and shredding nearly 42,000 pounds of paper! Thanks to our members who attended the events at our San Luis Obispo, Atascadero, Arroyo Grande, Paso Robles and Santa Maria branches, plus our new Lompoc event location. In total, we recycled 133 total bins with about 21 tons of shredded paper— saving 357 trees, 147,000 gallons of water, 63 cubic yards of landfill space, and 84,000 kilowatts of electricity!
Establishing Financial Foundations: SESLOC Equips High Schoolers with Budgeting Skills
On Friday, October 11, SESLOC returned to Pacific Beach High School in San Luis Obispo for a second year to engage 55 students in the Bite of Reality simulation. This hands-on event immerses students in a realistic budgeting app, providing them with valuable insights into managing finances. Through interactive scenarios, participants learn to navigate the distinction between needs and wants, equipping them with essential budgeting skills for real life.
Shred Days Promote Sustainability, Safeguard Against Identity Theft
Did you know that recycling one ton of paper saves 17 mature trees, 7,000 gallons of water, 3 cubic yards of landfill space, and 4,000 kilowatts of electricity? Thanks to members at this year’s SESLOC’s Shred Days at our SLO, Atascadero and Santa Maria branches, we recycled 113 total bins with 17.79 tons of shredded paper— saving 302 trees, 124,530 gallons of water, 53.37 cubic yards of landfill space, and 71,160 kilowatts of electricity!
New Instant Funds Loan Empowers Individuals Facing Financial Emergencies
SESLOC Credit Union is thrilled to introduce the Instant Funds loans, a new short-term, small-dollar loans program designed to support individuals in need of emergency financial assistance. Keeping the credit union philosophy of “people helping people” in mind, we are introducing this product to ensure there is financial support for the underserved and underbanked in the Central Coast community.
SESLOC’s Financial Wellness Workshop Empowers Cal Poly Students
On Friday, May 24, over 120 student leaders participating in the Week of Welcome (WOW) program were enriched by a financial wellness workshop hosted by SESLOC at the California Polytechnic State University (Cal Poly) campus in San Luis Obispo. The purpose of SESLOC and Cal Poly providing this workshop was to educate WOW leaders in practical and relevant financial education