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Financial Health
Taking control of your financial health starts with education.
Five Surprising Facts and Fictions About Where Your Credit Report is Used
Do you know all the places where your credit could affect you? Here are five surprising places that your credit may be used to render a final financial decision.
For Love and Money: How to Bring Dollars and Sense in Your Relationship
Talking about savings, spending, and debt with your partner doesn’t have to be awkward or embarrassing. Here’s how you can prepare to have the big talk about your personal finances.
Six Key Do’s and Don’ts During the Mortgage Process
Prepare for your mortgage process by understanding these six key do’s and don’ts from the Mortgage Loan Officers at SESLOC Credit Union.
Kick Off the New Year Safe from Tax Identity Theft
Everyone is at risk of falling victim to tax identity theft, and thousands of Americans are impacted each year. Here are a few tips to help you avoid being a victim.
Important Social Security Updates for Retirees in 2025
As we welcome 2025, big changes to Social Security will impact retirees and those nearing retirement.
Beware of Order Confirmation Phishing Scams: Tips to Help You Stay Safe
Order confirmation phishing scams are a growing threat in the digital age. These scams prey on the ubiquity of online shopping, aiming to trick individuals into revealing sensitive information or installing malicious software. Here’s what you need to know to spot and avoid them.
Help Protect Your Identity Online & Offline This Holiday Season
With online shopping, holiday travels, and increased sharing of personal information, the risk of identity theft can rise dramatically this time of year. Follow these tips to help keep your identity safe and, in turn keep your holiday season stress-free.
Get Ahead in 2025: The Financial Checklist to Start Strong
Ready to take control of your finances in the new year? Jumpstart your journey with this simple 11 step financial wellness action plan!
Jingle Bills: How to Avoid a Holiday Debt Hangover
If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
Recent News
Establishing Financial Foundations: SESLOC Equips High Schoolers with Budgeting Skills
On Friday, October 11, SESLOC returned to Pacific Beach High School in San Luis Obispo for a second year to engage 55 students in the Bite of Reality simulation. This hands-on event immerses students in a realistic budgeting app, providing them with valuable insights into managing finances. Through interactive scenarios, participants learn to navigate the distinction between needs and wants, equipping them with essential budgeting skills for real life.
Shred Days Promote Sustainability, Safeguard Against Identity Theft
Did you know that recycling one ton of paper saves 17 mature trees, 7,000 gallons of water, 3 cubic yards of landfill space, and 4,000 kilowatts of electricity? Thanks to members at this year’s SESLOC’s Shred Days at our SLO, Atascadero and Santa Maria branches, we recycled 113 total bins with 17.79 tons of shredded paper— saving 302 trees, 124,530 gallons of water, 53.37 cubic yards of landfill space, and 71,160 kilowatts of electricity!
New Instant Funds Loan Empowers Individuals Facing Financial Emergencies
SESLOC Credit Union is thrilled to introduce the Instant Funds loans, a new short-term, small-dollar loans program designed to support individuals in need of emergency financial assistance. Keeping the credit union philosophy of “people helping people” in mind, we are introducing this product to ensure there is financial support for the underserved and underbanked in the Central Coast community.
SESLOC’s Financial Wellness Workshop Empowers Cal Poly Students
On Friday, May 24, over 120 student leaders participating in the Week of Welcome (WOW) program were enriched by a financial wellness workshop hosted by SESLOC at the California Polytechnic State University (Cal Poly) campus in San Luis Obispo. The purpose of SESLOC and Cal Poly providing this workshop was to educate WOW leaders in practical and relevant financial education
The Future is Financial: SESLOC Educates High School Students About the Importance of Budgeting
On Monday, May 20, SESLOC Credit Union hosted a hands-on, real-world living and budgeting simulation event for 70 students at Central Coast New Tech High School in Nipomo. For this event, SESLOC partnered with Bite of Reality, an app that presents real-life scenarios of maintaining a budget, to improve the financial health and wellness of the Central Coast.