Small Business Grants and Loans are entirely different from one another, each having different long-term considerations you must weigh.
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Karen Cobb Earns Cares for Community Award for Food Bank Service
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Karen Cobb, a volunteer with the Food Bank of Santa Barbara County.
Stay Cool and Save: Easy Ways to Cut Your AC Costs
While the sun-soaked days of summer feel amazing, your energy bill might not. There are many ways to trim costs without sacrificing comfort.
Data Breach: What It Is and Why You Should Care
A data breach happens when unauthorized parties gain access to confidential personal information stored by an organization.
How to Identify Phishing Scams and Imposter Scams
Have you ever gotten a phone call, email, or text message with an urgent notice about your bank account or credit card? Are they trying to get immediate information from you, including your address, card number, online banking password, or Social Security number? This...
What’s the Difference Between a HELOC and Home Equity Loan?
Which is better for your situation: a Home Equity Lines of Credit and Home Equity Loans? Here’s what you need to know about each.
SESLOC Wealth Management Transitions to LPL Financial
As of May 17, 2025, SESLOC’s brokerage arm offering non-deposit investment services transitioned from CUSO Financial Services, LP to LPL Financial.
7 Steps for Starting a New Business
If you’re thinking of going into business for yourself, consider these steps for starting a new business from the ground up.
SESLOC Education Grant Helps Ocean View Elementary Minds Bloom
At Ocean View Elementary in Arroyo Grande, one Second Grade class found reading could be transformational thanks to a SESLOC Education Grant.
Is Gifting a Down Payment a Good Idea?
If your adult child is hoping to buy a home but is struggling to come up with the down payment, one way you might be able to help is by paying for the down payment.
Recent News
’Tis the Season for Savings
At SESLOC, we’re introducing new ways to help SESLOC Members Save. Whether you are just starting your financial journey, are an everyday saver, or have more to invest, there is something for everyone at SESLOC. We hope these benefits make your holidays more merry and bright and help you reach your financial goals and dreams in the coming year.
5 Ways to Level Up & Save More
Consider making moves to Level Up, with our new member benefits program.¹ Increasing benefits include select fee waivers, waived check orders, and rate discounts on new eligible consumer loans — all of which can help you save even more money and get ahead financially.
FAQs: Level Up Member Benefits Program
Here are the answers to common questions about Level Up, our new member benefits program.¹ Have more questions? Call us at (805) 543-1816 or visit any SESLOC branch:
SESLOC Takes Home Two Top Honors
SESLOC is pleased to announce that we have received two prestigious awards this year. The recognition we have earned serves as a testament to our commitment to excellence and dedication to providing exceptional financial services to our valued member-owners. We are proud to share this achievement with you, as it highlights our ongoing efforts to deliver top-tier products and services that meet and exceed the financial needs of our community.
Reduction in Overdraft Fees: Helping Members Save Today, and Everyday
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.