While different factors influence the cost of everyday items, trade tensions and tariffs are part of the picture. But what does that mean for your personal finances?
How can we help?
Or try these resources:
Showcase: GreenPath Financial Wellness
Moving Soon? Avoid These Common (and Costly) Mistakes
Ahead of summer’s biggest moving month, check out these five common financial pitfalls you will want to avoid.
Financial Capability Month Challenge: 30 Days to a Better Budget
A well-structured budget doesn’t have to be about cutting back – it’s about gaining control, reducing stress, and working toward what matters.
Student Loans – Federal vs. Private: What’s the Difference?
Navigating student loan options can be overwhelming. Here is an easy-to-reference guide between federal loans and private loans.
Buy Now, Pay Later: The Cost of Convenience
“Buy Now, Pay Later” (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. A 2022 report from the Consumer Financial Protection Bureau found that from 2019 to 2021, the number of BNPL loans originated in the U.S. by the five lenders it surveyed grew from 16.8 million to 180 million, highlighting how appealing these services are to consumers.
How to Brace for Rising Home Costs: A Guide for Homeowners and Renters
Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company. According to Policygenius, the average home insurance premium increased by 21% between May 2022 and May 2023. Combine this with rising housing costs, property taxes, and high interest rate debt, and it’s no wonder why so many Americans are struggling in today’s market.
Money Management Tips Every Small Business Owner Should Know
Owning a small business comes with satisfying rewards (being your own boss? Check. Deciding what days you wear real pants? Check.).With the benefits comes the responsibility of money management.
5 Signs You’re on the Path to Becoming Financially Aware
Here are five signs that indicate you’re on the path to becoming financially aware.
Hidden Savings: Commonly Overlooked Tax Deductions
Tax filing deadlines are approaching… have you filed yet? To lessen the anxiety of the season, take this opportunity to explore overlooked deductions that can help lower your tax bill.
Get Ahead of Your Debt
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
Recent News
Make Banking Easier with SESLOC’s NEW Direct Deposit Switch Tool
Direct Deposit is now easier than ever, thanks to our new Direct Deposit Switch Tool in Online Banking. Get started managing deposits today!
SESLOC Wealth Management Transitions to LPL Financial
As of May 17, 2025, SESLOC’s brokerage arm offering non-deposit investment services transitioned from CUSO Financial Services, LP to LPL Financial.
SESLOC Education Grant Helps Ocean View Elementary Minds Bloom
At Ocean View Elementary in Arroyo Grande, one Second Grade class found reading could be transformational thanks to a SESLOC Education Grant.
Teena Colebrook Honored with SESLOC Cares for Community Award for Work With CAPSLO
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Teen Colebrook, from CAPSLO.
SESLOC Cares for Community Award: Judy Garrett
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Judy Garrett, from the Santa Maria Natural History Museum.