Request a Free Credit Report

Take care of yourself by taking care of your credit.

Order your free credit report.  You have the right to a free credit report each year from each of the 3 credit bureaus. You also have the right to a free copy if you're denied credit based on the information in your credit report. Order all three credit reports at AnnualCreditReport.com or call (877) 322-8228. This is the only source for your free credit reports (authorized by federal law).

Why is your free report important?  Statistics show that 70% of all credit reports contain at least one error. Errors may result from fraudulent activity, failure to credit a payment, errors in arithmetic, and other reasons. Some errors may cause you to be turned down for a loan. It's important to report errors in writing as soon as possible.

Different Bureaus - Different Information Not all companies report to all three credit bureaus, so report information may vary. Read each report carefully.

Your Credit Score Your free report shows all the data a potential creditor will see except a score. Scores adjust frequently as information is added and removed from your report, so the only score that matters is the one that appears when you apply for a loan. Also, your score may be affected by which credit bureau your lender uses. When you apply for a loan at SESLOC, we'll be happy to review your credit report and credit score with you.