As we welcome 2025, big changes to Social Security will impact retirees and those nearing retirement.

Whether your 25 or 55, you need a strategy for retirement. Check out these tips and tricks from our experts.
As we welcome 2025, big changes to Social Security will impact retirees and those nearing retirement.
If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
With so many responsibilities in our day-to-day lives, it is common to feel unprepared for the future. If you have ever caught yourself staring at your 401(k) statement blankly or questioning whether a Roth IRA is the right move, you are not alone. With guidance, these accounts can feel less daunting and more like tools you can confidently use to secure your future.
While each retiree’s dream might be different, today’s senior citizen typically looks forward to making time for family, hobbies and travel. Today’s rapidly rising prices might cause seniors to put those dreams on hold. It’s understandable why seniors might feel anxious.
If your New Year’s resolution is to renew your focus on financial wellness, this 7-step financial action plan will give you the tools you need to succeed. The best part? It’s easy!
Age, illness, or injury can affect our ability to handle our finances. It’s a difficult subject to think about, and it can be even harder to discuss with loved ones. But having a plan in place is essential to protect your financial wellbeing and future.
Wills and trusts are common documents used in estate planning. While each can help in the distribution of assets at death, there are important differences between the two.
The 5 financial health goals for your 20’s help you develop a solid financial foundation — like starting a budget and making it a habit to save. Life does happen, so if you haven’t hit those milestones yet, don’t be too hard on yourself. Every step you take today is still a step in the right direction.
Yes, there are steps you can take now that may help your child obtain more financial aid later. All federally funded financial aid programs use a formula known as the federal methodology to determine how much money a family must contribute towards a child’s educational costs before becoming eligible for financial aid. This figure is known as the expected family contribution (EFC). The difference between your EFC and the cost of your child’s college equals your child’s financial need and the less aid your child will be eligible for.
Expanding your family with a new furry, feathery, or scaly friend? Whether you’re a first-time pet owner or very experienced, don’t forget to consider the financial impact of a new pet and adjust your budget accordingly.
Direct Deposit is now easier than ever, thanks to our new Direct Deposit Switch Tool in Online Banking. Get started managing deposits today!
As of May 17, 2025, SESLOC’s brokerage arm offering non-deposit investment services transitioned from CUSO Financial Services, LP to LPL Financial.
At Ocean View Elementary in Arroyo Grande, one Second Grade class found reading could be transformational thanks to a SESLOC Education Grant.
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Teen Colebrook, from CAPSLO.
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Judy Garrett, from the Santa Maria Natural History Museum.