Having a dormant credit card isn’t necessarily a bad thing unless your card issuer decides to close the card. Here’s what to consider.
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Should You Become an Authorized User to Build Credit?
If someone offered to add you to their credit card as an authorized user, you may wonder if it’s a smart shortcut to a better credit score.
The Smart Spender’s Guide to Credit Cards
Building practical financial habits can help you use credit cards wisely, avoid costly mistakes, and keep your finances on track.
How to Improve Your Credit Score
If you’ve pulled your score and you’re not satisfied with your credit score, there are several strategies to boost it.
SESLOC Eliminates Cash Advance Fees on Credit Cards
Effective January 16, 2026, the Cash Advance Fee, of 1.00% on the amount of the cash advance, for SESLOC’s consumer Visa credit cards – Visa Signature® Rewards, Visa® and Visa® Share Secured credit cards – is eliminated.
Three Situations When You Should Use a Credit Card
From better consumer protections to earning valuable points towards your next vacation, there are a lot of great benefits that come with using a credit card. Here are three situations where you should absolutely choose a credit card at checkout.
Avoid Using Credit Cards in These Three Situations
Before you break out that credit card, it’s crucial to know when using one makes the most sense. Here are three situations where you may want to pay with a different way – if you pay at all.
5 Ways to Level Up & Save More
Consider making moves to Level Up, with our new member benefits program.¹ Increasing benefits include select fee waivers, waived check orders, and rate discounts on new eligible consumer loans — all of which can help you save even more money and get ahead financially.
5 Tips to Maximize Your Travel Rewards for the Holidays
It is almost the end of the year which means many of us are busy planning our holiday travels. Let’s face it, traveling during the holidays can be costly. But the good news is you can make the most of the points and miles you have accumulated throughout the year to help reduce those costs. Here are 9 tips to help you use them effectively and save on your holiday adventures.
Do More With SESLOC Rewards: Pay With Points
A new way to use your SESLOC Rewards — allowing you to redeem your points for a statement credit to cover qualifying purchases. How Does it Work?
Recent News
SESLOC Named Fastest Growing Credit Union in SLO County by Pacific Coast Business Times
SESLOC is named the fastest growing credit union in San Luis Obispo County by the Pacific Coast Business Times 2026 list of the “50 Fastest Growing Companies.”
SESLOC Welcomes Gloria Torres, Mortgage Loan Officer Serving Kern and Fresno Counties
SESLOC Mortgage Loan Officer Gloria Torres is excited to serve Kern County, Fresno County and the Central Valley.
Introducing the HELOC FlexLine: Unlock the Value of Your Home
SESLOC is excited to introduce HELOC FlexLine: a Home Equity Line of Credit that puts you in control.
SESLOC and the Community: When We Work Together, It’s a Win-Win!
Credit unions are all about people helping people, and supporting our community is in our DNA. When we work with our community, that’s a “win-win!”
SESLOC Opens New Doors by Launching First-Time Homebuyer Mortgage Option
With the SESLOC First-Time Homebuyer Mortgage program, we’re opening a new pathway for qualified buyers.