2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Here’s what you need to know.
How can we help?
Or try these resources:
credit score
What’s the Difference Between a HELOC and Home Equity Loan?
Which is better for your situation: a Home Equity Lines of Credit and Home Equity Loans? Here’s what you need to know about each.
Five Surprising Facts and Fictions About Where Your Credit Report is Used
Do you know all the places where your credit could affect you? Here are five surprising places that your credit may be used to render a final financial decision.
Recent News
From Your CEO: Committed to returning value by the philosophy of “People Helping People.” – Spring 2026
We’re committed to returning value to you by living the credit union philosophy of “People Helping People.”
Short-Term, Smart Returns: 3 Month Business Share Certificates Now Available
Starting April 1, 2026, SESLOC is adding a 3-month short-term option for Business Share Certificates, which provides a reliable way to save without tying up your cash for an extended period. $1,000 minimum deposit is required to open a Business Share Certificate account.
SESLOC Technical Operations Manager Angie Macias Honored on Nacha “15 Under 40” List
SESLOC Technical Operations Manager Angie Macias, AAP, NCP, is recognized as a “15 Under 40” award winner by Nacha, the governing body of the United States’ ACH payments network.
SESLOC ATMs Now Offer $5 and $100 Bills for More Flexibility
Beginning February 6, 2026, all SESLOC ATMs will now offer $5 bills alongside $20 bills for withdrawal, with some offering $100 bills.
SESLOC Eliminates Cash Advance Fees on Credit Cards
Effective January 16, 2026, the Cash Advance Fee, of 1.00% on the amount of the cash advance, for SESLOC’s consumer Visa credit cards – Visa Signature® Rewards, Visa® and Visa® Share Secured credit cards – is eliminated.