The prevalence of self-care messaging reminds us to nurture our physical and mental well-being—with mindfulness practices, exercise routines, and virtual detoxing. But what about financial self-care?
All good things must come to an end — and that applies to the upcoming end of federal student loan payment relief measures, which paused federal student loan debt collection and reduced interest rates on federal student loans to 0% during the moratorium.
Here are five steps to take to boost your financial health and reduce your worries this summer.
Few things stoke wanderlust like longer days and warmer temps. But before you deep dive into summer travel — and your wallet — check out these tips that can help you have fun in the sun without breaking the bank.
Rent and home prices are hitting record highs recently and many of us face challenges when it comes to affordable housing. What’s a healthy amount of your monthly budget to spend on housing?
Here are five things you can do to put your best foot forward in this next phase of your life.
If you’re in the company of 25% of Americans who wait until the last minute to file your taxes, don’t panic. Here are five suggestions for filing in the final hour.
Financial exploitation is a reality many seniors face, especially in the age of online scams. Here are actions you can take to help financially safeguard your loved ones. So what can you do to help prevent elder fraud?
We partner with GreenPath Financial Wellness to offer unbiased, empathetic, one-on-one financial advisement to our members. GreenPath’s certified credit counselors offer free assistance with budgeting, general financial wellness, debt counseling, foreclosure prevention and support, and student loan payment. GreenPath also offers a Debt Management Program where they negotiate with creditors on behalf of members enrolled in the program to reduce interest rates and help them repay debts faster. In 2021, GreenPath’s certified counselors assisted 8 SESLOC members with a combined $161,488 in debt pay off $55,656 through the program — that’s a reduction of outstanding debt by 34% in under a year!
So, what’s the best way to foster financial unity on the home front? We’ve come up with some suggestions we hope you’ll find helpful.
To help even more projects get off the ground, we’re expanding our lending territory for commercial real estate loans. In addition to serving our home area of San Luis Obispo and Northern Santa Barbara counties, commercial real estate loans are now available to an expanded field of membership.
SESLOC is making the experience even better for members shopping for a new auto across the Central Coast with the Preferred Dealer Program.
In the spirit of “People Helping People,” SESLOC marks National Cybersecurity Awareness Month to help you stay aware of cyber threats.
In the Credit Union spirit of “People Helping People,” we’re launching an Emergency Loan program designed to help members affected by the 2025 U.S. Federal Government Shutdown
It’s been a busy quarter behind the scenes as we continue to work for you, our member-owners, and our Central Coast community.