Being a smart consumer is all about knowing how to identify a scam and what action to take. Here are five steps you can take to avoid scams.
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How to Identify and Avoid America’s Top Scams
Understanding which scams are most prevalent is key for knowing how to avoid them. Here’s what to look for in the most common scams.
Avoid Using Credit Cards in These Three Situations
Before you break out that credit card, it’s crucial to know when using one makes the most sense. Here are three situations where you may want to pay with a different way – if you pay at all.
Stay One Step Ahead of Scammers This Holiday Season
Spotted must-have products at shockingly low prices? It could be a scam! While that e-bike or designer handbag may look tempting, fake sites and ads often steal logos and photos from legitimate businesses to trick shoppers. To keep your holiday shopping safe and stress-free, check out these tips from the Federal Trade Commission on how to spot deceptive offers.
Beware of Smishing Attacks: Protect Your Information
There’s a new phishing scam targeting iPhone users that aims to steal Apple ID information. These scams, known as “smishing”, are increasingly being sent via text messages, tricking users into revealing sensitive information.
Recent News
From Your CEO: Committed to returning value by the philosophy of “People Helping People.” – Spring 2026
We’re committed to returning value to you by living the credit union philosophy of “People Helping People.”
Short-Term, Smart Returns: 3 Month Business Share Certificates Now Available
Starting April 1, 2026, SESLOC is adding a 3-month short-term option for Business Share Certificates, which provides a reliable way to save without tying up your cash for an extended period. $1,000 minimum deposit is required to open a Business Share Certificate account.
SESLOC Technical Operations Manager Angie Macias Honored on Nacha “15 Under 40” List
SESLOC Technical Operations Manager Angie Macias, AAP, NCP, is recognized as a “15 Under 40” award winner by Nacha, the governing body of the United States’ ACH payments network.
SESLOC ATMs Now Offer $5 and $100 Bills for More Flexibility
Beginning February 6, 2026, all SESLOC ATMs will now offer $5 bills alongside $20 bills for withdrawal, with some offering $100 bills.
SESLOC Eliminates Cash Advance Fees on Credit Cards
Effective January 16, 2026, the Cash Advance Fee, of 1.00% on the amount of the cash advance, for SESLOC’s consumer Visa credit cards – Visa Signature® Rewards, Visa® and Visa® Share Secured credit cards – is eliminated.