No matter where you are on your business journey, it’s always important to go back and review the basics. Here’s three financial literacy tips every business owner needs to know.
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Small Business
How to Create and Manage a Business Budget in Four Steps
These four small business budgeting steps can help you identify positive growth opportunities and prepare for financial difficulties.
Five Ways Credit Unions Support Small Businesses
Credit unions aren’t just for individual members. As a community-based institution, we work to serve business members at various stages of their growth. From dedicated service to local loan decisions, credit unions work to help your business thrive and grow our local economy.
Feast of Sweets: Celebrate Thanksgiving with Local Rewards and Desserts
Got a sweet tooth? This special Thanksgiving Local Rewards guide is meant for you. Travel with us throughout the Central Coast to 8 local gems where SESLOC members can earn bonus rewards points¹ that are sure to indulge your palette and wallet this holiday season.
5 Cost-Effective Marketing Strategies for Small Businesses
Marketing your business can be challenging, especially when there is a tight budget to work with. But fear not! Here are 5 cost-effective tips to help you reach potential customers without breaking the bank.
5 Hacks to Increase Productivity in the Workplace
Contrary to popular belief, increasing productivity isn’t solely about getting tasks done more quickly—it’s also essential for boosting job satisfaction and fostering organizational success. A productive environment benefits both employers and employees, turning workdays into experiences that are both effective and rewarding. Here are a few tips to transform your workplace into a thriving hub of success and fulfillment.
Your Guide to Qualifying for a Business Loan
Thinking about diving into the world of business or taking your current one to new heights? Securing a business loan can seem complex and daunting. But fear not! Below is a handy guide to help you through the process of qualifying for a business loan and getting on track for financial success.
Interested in Side Hustles & Entrepreneurship?
For young adults, side hustles and entrepreneurship present a horizon of new opportunities to generate income, pursue passions, provide flexibility and the chance to charter their own path to success.
Take a Santa Maria Local Rewards Tour
Thank you for voting for us in the Santa Maria Times “Best Of 2024” contest. We are humbled! Here are our favorite Local Rewards¹ hot spots in the area, where you’ll earn bonus SESLOC Rewards points¹ on eligible debit and credit card purchases.
Explore Santa Maria on a Holiday Road Trip
Take a tour of the Santa Maria valley with this Central Coast Holiday Road Trip & Shopping Guide. Get insider tips on where to shop, eat, and enjoy the holiday spirit. Bring along visiting friends and family and enjoy earning bonus points at each Local Rewards location mentioned!
Recent News
New Debt-to-Income Module Comes to SESLOC Online Banking
Get ahead of your finances in 2026 with our new Debt-to-Income credit monitoring tool, part of your Online Banking experience.
Ring in 2026 With These Seven NEW Local Rewards Businesses
Just in time for 2026, even more Local Rewards businesses have teamed up with SESLOC, earning you more points for your everyday shopping.
From Your CEO: Giving Back Over $225,000 to Expand School Budgets – Winter 2026
From all of us at SESLOC, we hope your holiday season was enjoyable and that you are looking forward to a prosperous 2026.
2025 in Review: Going Above and Beyond to Better Serve Member-Owners
SESLOC members saved more time, money, resources, or when out in the community. It’s a win-win! Here’s what we did together in 2025.
SESLOC Preferred Dealer Program Expands to Fresno County
Starting December 5, 2025, SESLOC is welcoming 15 new dealerships to the Preferred Dealer Program in Clovis, Fresno, and Selma.