In the 2024-2025 school year, SESLOC was proud to partner with high schools to help students get a head start on building good money habits.
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Team SESLOC
Grover Beach Student Newsletter Headlines 2024-2025 School Year Education Grants
For the 2024-2025 school year, SESLOC granted 64 Education Grants valued at $29,893.10 to schools across our area of membership.
Five Ways to Keep Your Financial Freedom
By being smart about your spending, maintaining your budget and maximizing your resources, you can enjoy the benefits of financial freedom all summer long.
Samantha McDonald Named SESLOC Young Change Maker for Raising Over $500,000 as 2025 Elks Rodeo Queen
SESLOC Credit Union honors Samantha McDonald as a SESLOC Young Change Maker after raising over $500,000 for the Children’s Resource & Referral of Santa Barbara County.
The Difference Between Small Business Grants and Loans
Small Business Grants and Loans are entirely different from one another, each having different long-term considerations you must weigh.
Stay Cool and Save: Easy Ways to Cut Your AC Costs
While the sun-soaked days of summer feel amazing, your energy bill might not. There are many ways to trim costs without sacrificing comfort.
Data Breach: What It Is and Why You Should Care
A data breach happens when unauthorized parties gain access to confidential personal information stored by an organization.
How to Identify Phishing Scams and Imposter Scams
Have you ever gotten a phone call, email, or text message with an urgent notice about your bank account or credit card? Are they trying to get immediate information from you, including your address, card number, online banking password, or Social Security number? This...
What’s the Difference Between a HELOC and Home Equity Loan?
Which is better for your situation: a Home Equity Lines of Credit and Home Equity Loans? Here’s what you need to know about each.
What to Keep and What to Shred: Your Guide to Document Destruction
When it comes to your personal documents, which should you keep and which should you send to the shredder? Before you mark anything for destruction, be sure to follow this list.
Recent News
Reduction in Overdraft Fees: Helping Members Save Today, and Everyday
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
2024 Shred Days Smash Records While Supporting the Local Community
SESLOC’s 2024 Shred Day events break nine years of records by serving 746 visitors and shredding nearly 42,000 pounds of paper! Thanks to our members who attended the events at our San Luis Obispo, Atascadero, Arroyo Grande, Paso Robles and Santa Maria branches, plus our new Lompoc event location. In total, we recycled 133 total bins with about 21 tons of shredded paper— saving 357 trees, 147,000 gallons of water, 63 cubic yards of landfill space, and 84,000 kilowatts of electricity!
Establishing Financial Foundations: SESLOC Equips High Schoolers with Budgeting Skills
On Friday, October 11, SESLOC returned to Pacific Beach High School in San Luis Obispo for a second year to engage 55 students in the Bite of Reality simulation. This hands-on event immerses students in a realistic budgeting app, providing them with valuable insights into managing finances. Through interactive scenarios, participants learn to navigate the distinction between needs and wants, equipping them with essential budgeting skills for real life.
Shred Days Promote Sustainability, Safeguard Against Identity Theft
Did you know that recycling one ton of paper saves 17 mature trees, 7,000 gallons of water, 3 cubic yards of landfill space, and 4,000 kilowatts of electricity? Thanks to members at this year’s SESLOC’s Shred Days at our SLO, Atascadero and Santa Maria branches, we recycled 113 total bins with 17.79 tons of shredded paper— saving 302 trees, 124,530 gallons of water, 53.37 cubic yards of landfill space, and 71,160 kilowatts of electricity!
New Instant Funds Loan Empowers Individuals Facing Financial Emergencies
SESLOC Credit Union is thrilled to introduce the Instant Funds loans, a new short-term, small-dollar loans program designed to support individuals in need of emergency financial assistance. Keeping the credit union philosophy of “people helping people” in mind, we are introducing this product to ensure there is financial support for the underserved and underbanked in the Central Coast community.