When you’re just starting out, there’s a lot to learn about your finances and it can definitely feel overwhelming — but we’re here to help. We recently sat with some local college students to talk money, and here are the answers to their questions:
Identity fraud goes in and out of the headlines with regularity, and while it can be overwhelming to try to keep up with the most current scams, we frequently hear updates from various news sources about guarding our identities. The latest scams are putting our children’s identities at risk. This month, we will focus on ways to protect the kids in your life from identity fraud.
Also known as a security freeze, this tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That’s because most creditors need to see your credit report before they approve a new account.
Your HELOC provides more flexibility to support your goals than other loan options due to the low adjustable rate, no minimum advance requirements, no prepayment penalty, and flexible repayment terms.
Log into Online Banking and look for the Level Up dashboard to see your current points and benefits in our easy-to-read charts.
For all of 2025, members shredded 191 bins at our six events across the Central Coast, for a grand total of 17.95 tons of documents destroyed.
To help even more projects get off the ground, we’re expanding our lending territory for commercial real estate loans. In addition to serving our home area of San Luis Obispo and Northern Santa Barbara counties, commercial real estate loans are now available to an expanded field of membership.
SESLOC is making the experience even better for members shopping for a new auto across the Central Coast with the Preferred Dealer Program.
In the spirit of “People Helping People,” SESLOC marks National Cybersecurity Awareness Month to help you stay aware of cyber threats.