In 2025, SESLOC members saved by reducing their debt with the help of GreenPath Financial Wellness in the spirit of People Helping People.
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Dealing With Debt
Three Questions to Ask Before Taking Home Equity Credit
Are you financially ready to take on a Home Equity Loan or Home Equity Line of Credit? Before you start the application process, it’s important to ask these three questions.
Jingle Bills: How to Avoid a Holiday Debt Hangover
If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
Get Ahead of Your Debt
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
Managing Debt as Interest Rates Rise
Debt can be a challenge to manage, even in the best of times. Now, with the economy in the news nearly every day, how do you effectively manage your debt as the cost of borrowing for things like homes, cars, and credit cards rises?
Get Smart About Debt: 7 Tips to Help You Get Out of Debt NOW
If you are dealing with debt, you aren’t alone. The average American household has an average balance of about $6,600 in credit card debt, and that’s not taking into account home, auto, and student loans. Paying off your debt isn’t always easy, but having a plan can go a long way in achieving your financial goals.
Strategies for Tackling Credit Card Debt
Credit card debt can feel overwhelming, but there are tools and resources available to get you back on the road to financial wellness. Consider these strategies for tackling credit card debt:
Tackling Holiday Debt
The holidays have come and gone, and now many are left with the bill. According to a Gallup poll ahead of the shopping season, Americans planned to spend an average of $942 on holiday gifts — not including food, travel, and other celebratory activities. What’s more, less than half of Americans reported going into the holiday with a budget. That means many are likely starting off 2020 in the red.
Recent News
From Your CEO: Committed to returning value by the philosophy of “People Helping People.” – Spring 2026
We’re committed to returning value to you by living the credit union philosophy of “People Helping People.”
Short-Term, Smart Returns: 3 Month Business Share Certificates Now Available
Starting April 1, 2026, SESLOC is adding a 3-month short-term option for Business Share Certificates, which provides a reliable way to save without tying up your cash for an extended period. $1,000 minimum deposit is required to open a Business Share Certificate account.
SESLOC Technical Operations Manager Angie Macias Honored on Nacha “15 Under 40” List
SESLOC Technical Operations Manager Angie Macias, AAP, NCP, is recognized as a “15 Under 40” award winner by Nacha, the governing body of the United States’ ACH payments network.
SESLOC ATMs Now Offer $5 and $100 Bills for More Flexibility
Beginning February 6, 2026, all SESLOC ATMs will now offer $5 bills alongside $20 bills for withdrawal, with some offering $100 bills.
SESLOC Eliminates Cash Advance Fees on Credit Cards
Effective January 16, 2026, the Cash Advance Fee, of 1.00% on the amount of the cash advance, for SESLOC’s consumer Visa credit cards – Visa Signature® Rewards, Visa® and Visa® Share Secured credit cards – is eliminated.