Before you move forward with a payday loan, it helps to understand how they typically work for many borrowers.
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Financial Health
Taking control of your financial health starts with education.
Mortgage Pre-Approval: Your Key to Successful Home Buying
With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.
SESLOC and GreenPath Financial Wellness Help Members Clear Over $155,000 in Debt
In 2025, SESLOC members saved by reducing their debt with the help of GreenPath Financial Wellness in the spirit of People Helping People.
The Growing Threat of Phishing: Protecting Yourself Against Cybercriminals
Phishing is a technique employed by cybercriminals to deceive individuals into divulging sensitive information or installing malware on their devices. This method is executed through various channels such as phone calls, emails, SMS texts, or even social media messages.
Stay Smart from Social Security Scams
How can you determine a real communication from the Social Security Administration? Here’s what to watch for Social Security scams.
Get Your Business Financially Ready for the New Year
Here are three tips any small business owner can take to get started towards building a strong year ahead of them.
How to Set Homeownership Savings Goals
When you’re thinking about a new home, it all starts with creating a realistic savings plan to work towards it.
Your 2026 Credit Score Playbook: The Biggest Changes (and What They Mean for You)
2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Here’s what you need to know.
Tax Season is Also Theft Season
Give yourself a fighting chance and learn how you can avoid the devastating effects of tax-related identity theft.
Do a Quick Financial Check Up to End the Year
How do you know if you’re financially healthy? Here’s a checklist you can use to see where you stand before the end of the year.
Recent News
SESLOC Eliminates Cash Advance Fees on Credit Cards
Effective January 16, 2026, the Cash Advance Fee, of 1.00% on the amount of the cash advance, for SESLOC’s consumer Visa credit cards – Visa Signature® Rewards, Visa® and Visa® Share Secured credit cards – is eliminated.
New Debt-to-Income Module Comes to SESLOC Online Banking
Get ahead of your finances in 2026 with our new Debt-to-Income credit monitoring tool, part of your Online Banking experience.
Ring in 2026 With These Seven NEW Local Rewards Businesses
Just in time for 2026, even more Local Rewards businesses have teamed up with SESLOC, earning you more points for your everyday shopping.
From Your CEO: Giving Back Over $225,000 to Expand School Budgets – Winter 2026
From all of us at SESLOC, we hope your holiday season was enjoyable and that you are looking forward to a prosperous 2026.
2025 in Review: Going Above and Beyond to Better Serve Member-Owners
SESLOC members saved more time, money, resources, or when out in the community. It’s a win-win! Here’s what we did together in 2025.