Even though your mind may be on the holiday season, the end of the year may present an opportunity to get the keys for your next home.
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Showcase: Home Buying Tips
How Much House Can You Afford?
While many think saving for a down payment will make you more appealing to lenders, another factor also plays an equally important role.
Making Sense of Mortgage Interest
Interest affects your mortgage payments in a big way, and not understanding how it works can negatively impact your path to home ownership.
Is Gifting a Down Payment a Good Idea?
If your adult child is hoping to buy a home but is struggling to come up with the down payment, one way you might be able to help is by paying for the down payment.
Five Steps to Prepare for a Mortgage
Are you ready to get a home loan? These five steps can prepare you for a mortgage before you start shopping.
The Truth About Closing on Your Next Home
Closing on your next home doesn’t have to be a stressful process. Here’s what you need to know about closing.
Six Key Do’s and Don’ts During the Mortgage Process
Prepare for your mortgage process by understanding these six key do’s and don’ts from the Mortgage Loan Officers at SESLOC Credit Union.
Is Buying a Fixer-Upper Right for You?
As home prices continue to rise and DIY culture gains momentum, more people are turning to fixer-uppers as an affordable, customizable housing option. The appeal of personalizing a space to fit your vision can make these homes attractive, but are they the right choice for you? Let’s explore the pros, cons, challenges and benefits of buying a fixer-upper to help you decide if it aligns with your goals, budget and skills.
Mortgage Pre-Approval: Your Key to Successful Home Buying
With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.
4 Steps to Navigate Housing Market Challenges
The current housing market presents unique challenges, including rising home prices and tight inventory. Here are 3 steps to help you overcome these hurdles and achieve your homeownership goals.
Recent News
SESLOC Preferred Dealer Program Expands to Fresno County
Starting December 5, 2025, SESLOC is welcoming 15 new dealerships to the Preferred Dealer Program in Clovis, Fresno, and Selma.
Say Hello to Your NEW Level Up Dashboard
Log into Online Banking and look for the Level Up dashboard to see your current points and benefits in our easy-to-read charts.
SESLOC Members Break Shred Day Record in Tenth Year
For all of 2025, members shredded 191 bins at our six events across the Central Coast, for a grand total of 17.95 tons of documents destroyed.
SESLOC Expands Commercial Real Estate Lending Territory Across Central & Coastal California
To help even more projects get off the ground, we’re expanding our lending territory for commercial real estate loans. In addition to serving our home area of San Luis Obispo and Northern Santa Barbara counties, commercial real estate loans are now available to an expanded field of membership.
Auto Buyers Get Enhanced Resource with Expanded Preferred Dealer Program
SESLOC is making the experience even better for members shopping for a new auto across the Central Coast with the Preferred Dealer Program.