The current housing market presents unique challenges, including rising home prices and tight inventory. Here are 3 steps to help you overcome these hurdles and achieve your homeownership goals.
Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company. According to Policygenius, the average home insurance premium increased by 21% between May 2022 and May 2023. Combine this with rising housing costs, property taxes, and high interest rate debt, and it’s no wonder why so many Americans are struggling in today’s market.
When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home.
Buying a home? You’ve probably heard that getting pre-approved or pre-qualified for a loan is an essential step forward in the process. But what’s the difference?
What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.
For all of 2025, members shredded 191 bins at our six events across the Central Coast, for a grand total of 17.95 tons of documents destroyed.
To help even more projects get off the ground, we’re expanding our lending territory for commercial real estate loans. In addition to serving our home area of San Luis Obispo and Northern Santa Barbara counties, commercial real estate loans are now available to an expanded field of membership.
SESLOC is making the experience even better for members shopping for a new auto across the Central Coast with the Preferred Dealer Program.
In the spirit of “People Helping People,” SESLOC marks National Cybersecurity Awareness Month to help you stay aware of cyber threats.
In the Credit Union spirit of “People Helping People,” we’re launching an Emergency Loan program designed to help members affected by the 2025 U.S. Federal Government Shutdown