’Tis the Season for Savings

’Tis the Season for Savings

At SESLOC, we’re introducing new ways to help SESLOC Members Save. Whether you are just starting your financial journey, are an everyday saver, or have more to invest, there is something for everyone at SESLOC. We hope these benefits make your holidays more merry and bright and help you reach your financial goals and dreams in the coming year.

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How to Budget During Difficult Times

How to Budget During Difficult Times

Many people are seeing changes in their purchasing power with continued inflation and rising interest rates. Paying more for food, gas, utilities and a variety of other goods and services affects all of us. In addition, consumer debt has never been more costly.

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Life Stages

Age Your Way: 5 Tips to Manage Today’s Financial Challenges

Age Your Way: 5 Tips to Manage Today’s Financial Challenges

While each retiree’s dream might be different, today’s senior citizen typically looks forward to making time for family, hobbies and travel. Today’s rapidly rising prices might cause seniors to put those dreams on hold. It’s understandable why seniors might feel anxious.

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Getting Started

5 Beginner Money Questions Answered

5 Beginner Money Questions Answered

When you’re just starting out, there’s a lot to learn about your finances and it can definitely feel overwhelming — but we’re here to help. We recently sat with some local college students to talk money, and here are the answers to their questions:

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Financial Health

Protecting Children From Identity Theft

Protecting Children From Identity Theft

Identity fraud goes in and out of the headlines with regularity, and while it can be overwhelming to try to keep up with the most current scams, we frequently hear updates from various news sources about guarding our identities. The latest scams are putting our children’s identities at risk. This month, we will focus on ways to protect the kids in your life from identity fraud.

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New to Online Banking? Check out our series of support videos to help you get started.

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Life Stages

Nonprofit New Fiscal Year May Mean New Account Signers  

Nonprofit New Fiscal Year May Mean New Account Signers  

July 1st is the fiscal new year for many nonprofits and the perfect time to bring on new board members and officers. If those new officers are also going to be signers on the organization’s bank accounts, it’s important to let us know you have changes to make to prevent delays or disruptions in service.

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Getting Started

Thank You for Helping End Hunger in Our Community!

Thank You for Helping End Hunger in Our Community!

This past May, we held a fundraiser for the SLO Food Bank and the Food Bank of Santa Barbara County. SESLOC, employees, and members raised a combined $13,217. Every dollar donated creates 7 meals, that’s over 92,000 nutritious, wholesome meals going back into our community to help end hunger!

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Home Buying

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Financial Health

Mortgage Points: What You Need to Know

Mortgage Points: What You Need to Know

What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.

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