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What is a Credit Freeze?

What is a Credit Freeze?

Also known as a security freeze, this tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That’s because most creditors need to see your credit report before they approve a new account.

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Getting Started

8 Ways to Use a HELOC

8 Ways to Use a HELOC

Your HELOC provides more flexibility to support your goals than other loan options due to the low adjustable rate, no minimum advance requirements, no prepayment penalty, and flexible repayment terms.

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Thank You for Helping End Hunger in Our Community!

Thank You for Helping End Hunger in Our Community!

This past May, we held a fundraiser for the SLO Food Bank and the Food Bank of Santa Barbara County. SESLOC, employees, and members raised a combined $13,217. Every dollar donated creates 7 meals, that’s over 92,000 nutritious, wholesome meals going back into our community to help end hunger!

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Getting Started

The Financial Scholars Program Welcomes Lompoc High School

The Financial Scholars Program Welcomes Lompoc High School

We’re thrilled to announce that Lompoc High School recently enrolled in EverFi’s Financial Scholars program. SESLOC is the proud sponsor of the program, which provides free, practical financial education to Central Coast high school students. The 7-module online curriculum covers topics like budgeting, credit, taxes, financing higher education, and more.

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