With so many responsibilities in our day-to-day lives, it is common to feel unprepared for the future. If you have ever caught yourself staring at your 401(k) statement blankly or questioning whether a Roth IRA is the right move, you are not alone. With guidance, these accounts can feel less daunting and more like tools you can confidently use to secure your future.
As the year comes to a close, it is essential to address your financial needs before the holiday rush begins and set yourself up for a successful 2025. Here are four steps to help you establish a solid financial foundation and enjoy a stress-free start to the new year.
Is extended travel throughout the world on your bucket list? Here are 7 ways to save and manage your money to make that dream come true.
Marketing your business can be challenging, especially when there is a tight budget to work with. But fear not! Here are 5 cost-effective tips to help you reach potential customers without breaking the bank.
SESLOC is dedicated to serving and supporting our local Hispanic community by developing products and services that enhance financial literacy and planning. In line with this commitment, here are five Spanish financial resources that cater to the specific needs of our Hispanic members.
“Buy Now, Pay Later” (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. A 2022 report from the Consumer Financial Protection Bureau found that from 2019 to 2021, the number of BNPL loans originated in the U.S. by the five lenders it surveyed grew from 16.8 million to 180 million, highlighting how appealing these services are to consumers.
In today’s digital age, the rise of influencers has reshaped how we perceive ourselves and our financial standing. Social media platforms and reality TV shows often portray a glamorous lifestyle that many aspire to also achieve. However, beneath the surface, there’s a subtle yet powerful pressure to keep up financially, which can lead to significant challenges.
Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company. According to Policygenius, the average home insurance premium increased by 21% between May 2022 and May 2023. Combine this with rising housing costs, property taxes, and high interest rate debt, and it’s no wonder why so many Americans are struggling in today’s market.
In today’s world, advertisements hold a powerful influence. The goal of advertisements is to capture your attention and persuade you to buy services or products. They aim to create desire, highlight benefits, and establish a brand’s presence in the market.
Creating a personal budget is the cornerstone of financial success. It empowers you to track your income, expenses and savings goals, ensuring you’re in control of your finances. Here are a few steps that you can take to help you create and stick to a budget:
Get ahead of your finances in 2026 with our new Debt-to-Income credit monitoring tool, part of your Online Banking experience.
Just in time for 2026, even more Local Rewards businesses have teamed up with SESLOC, earning you more points for your everyday shopping.
From all of us at SESLOC, we hope your holiday season was enjoyable and that you are looking forward to a prosperous 2026.
SESLOC members saved more time, money, resources, or when out in the community. It’s a win-win! Here’s what we did together in 2025.
Starting December 5, 2025, SESLOC is welcoming 15 new dealerships to the Preferred Dealer Program in Clovis, Fresno, and Selma.