Creating a personal budget is the cornerstone of financial success. It empowers you to track your income, expenses and savings goals, ensuring you’re in control of your finances. Here are a few steps that you can take to help you create and stick to a budget:
As summer hits its stride, the idea of financially preparing for the holidays might feel like overkill. Consider this: money is the most cited source of stress during the holidays, with 58% of US adults worrying about overspending or not having enough money.
On Friday, May 24, over 120 student leaders participating in the Week of Welcome (WOW) program were enriched by a financial wellness workshop hosted by SESLOC at the California Polytechnic State University (Cal Poly) campus in San Luis Obispo. The purpose of SESLOC and Cal Poly providing this workshop was to educate WOW leaders in practical and relevant financial education
In a perfect world, summer would be a time for children and parents to soak up the sun and enjoy a slower pace. As most of us know, work calendars don’t align with school calendars.
On Monday, May 20, SESLOC Credit Union hosted a hands-on, real-world living and budgeting simulation event for 70 students at Central Coast New Tech High School in Nipomo. For this event, SESLOC partnered with Bite of Reality, an app that presents real-life scenarios of maintaining a budget, to improve the financial health and wellness of the Central Coast.
One of the most rewarding things in life is the privilege of raising a child, but it is no secret that raising a child can also be expensive. In 2023, the USDA found that the cost of raising a child to the age of 18 was $331,933.
Focusing on your finances in the new year? Get started with this easy 10 step financial wellness action plan:
Are your money habits causing a loss? They might be. Here are 10 common ways people unintentionally lose money:
#CashStuffing has quickly gained popularity on social media as people look for ways to adjust their spending to accommodate increasing prices at the gas pump and store shelves. Cash stuffing is basically a rebranding of the old tried and true method called the envelope system — take out cash at payday for discretionary purchases and divide it into dedicated envelopes for different spending categories, like gas, groceries, dining out, and so on.
Kick off the new year with this 10 step financial wellness action plan. The best part? It’s easy!
Get ahead of your finances in 2026 with our new Debt-to-Income credit monitoring tool, part of your Online Banking experience.
Just in time for 2026, even more Local Rewards businesses have teamed up with SESLOC, earning you more points for your everyday shopping.
From all of us at SESLOC, we hope your holiday season was enjoyable and that you are looking forward to a prosperous 2026.
SESLOC members saved more time, money, resources, or when out in the community. It’s a win-win! Here’s what we did together in 2025.
Starting December 5, 2025, SESLOC is welcoming 15 new dealerships to the Preferred Dealer Program in Clovis, Fresno, and Selma.