If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
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Debt Management
6 Strategies to Manage and Reduce Business Debt
When financing business operations or expansion, loans may be necessary, but high-interest rates can eat into profits and harm your credit if not managed carefully. Keeping debt levels under control is essential to avoid over-leveraging your business and maintaining financial stability. To help you navigate this, here are 6 strategies to effectively manage and reduce your debt, ensuring your business stays on solid financial ground.
Recent News
From Your CEO: Focusing Efforts for Your Experience – Summer 2025
It’s been a busy quarter behind the scenes as we continue to work for you, our member-owners, and our Central Coast community.
Samantha McDonald Named SESLOC Young Change Maker for Raising Over $500,000 as 2025 Elks Rodeo Queen
SESLOC Credit Union honors Samantha McDonald as a SESLOC Young Change Maker after raising over $500,000 for the Children’s Resource & Referral of Santa Barbara County.
Karen Cobb Earns Cares for Community Award for Food Bank Service
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Karen Cobb, a volunteer with the Food Bank of Santa Barbara County.
Make Banking Easier with SESLOC’s NEW Direct Deposit Switch Tool
Direct Deposit is now easier than ever, thanks to our new Direct Deposit Switch Tool in Online Banking. Get started managing deposits today!
SESLOC Wealth Management Transitions to LPL Financial
As of May 17, 2025, SESLOC’s brokerage arm offering non-deposit investment services transitioned from CUSO Financial Services, LP to LPL Financial.