When you’re thinking about a new home, it all starts with creating a realistic savings plan to work towards it.
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Home Loans
Should I Buy a House at the End of the Year?
Even though your mind may be on the holiday season, the end of the year may present an opportunity to get the keys for your next home.
Three Questions to Ask Before Taking Home Equity Credit
Are you financially ready to take on a Home Equity Loan or Home Equity Line of Credit? Before you start the application process, it’s important to ask these three questions.
How Much House Can You Afford?
While many think saving for a down payment will make you more appealing to lenders, another factor also plays an equally important role.
What’s the Difference Between a HELOC and Home Equity Loan?
Which is better for your situation: a Home Equity Lines of Credit and Home Equity Loans? Here’s what you need to know about each.
Is Gifting a Down Payment a Good Idea?
If your adult child is hoping to buy a home but is struggling to come up with the down payment, one way you might be able to help is by paying for the down payment.
Five Steps to Prepare for a Mortgage
Are you ready to get a home loan? These five steps can prepare you for a mortgage before you start shopping.
What is Home Title Theft?
“Home Title Theft” or “Deed Fraud” sounds as scary as it actually is. Learn what defines Home Title Theft and the prevalence of this crime.
Five Questions to Ask Your Mortgage Loan Officer
As you consider all your available home loan options, here are five questions you should ask your mortgage loan officer to determine who is best for your needs.
Mortgage Math Made Easy: A Guide to Mortgage Calculators
Thinking of buying a home? Estimating your potential mortgage payments is a key step in preparing financially. A mortgage loan calculator is an easy-to-use tool that provides insights into what you can afford by estimating monthly payments, total loan costs and interest. Ultimately, helping you understand what you can afford. Here is a guide to help you make the most of a mortgage calculator on your home-buying journey.
Recent News
From Your CEO: Giving Back Over $225,000 to Expand School Budgets – Winter 2026
From all of us at SESLOC, we hope your holiday season was enjoyable and that you are looking forward to a prosperous 2026.
2025 in Review: Going Above and Beyond to Better Serve Member-Owners
SESLOC members saved more time, money, resources, or when out in the community. It’s a win-win! Here’s what we did together in 2025.
SESLOC Preferred Dealer Program Expands to Fresno County
Starting December 5, 2025, SESLOC is welcoming 15 new dealerships to the Preferred Dealer Program in Clovis, Fresno, and Selma.
Say Hello to Your NEW Level Up Dashboard
Log into Online Banking and look for the Level Up dashboard to see your current points and benefits in our easy-to-read charts.
SESLOC Members Break Shred Day Record in Tenth Year
For all of 2025, members shredded 191 bins at our six events across the Central Coast, for a grand total of 17.95 tons of documents destroyed.