One of the benefits of homeownership is equity. A Home Equity Line of Credit (HELOC) or a Home Equity Loan (also know as a second mortgage) allows a homeowner to borrow money using the home’s equity as collateral.
A home inspection is an important part of the buying process where an objective third-party performs a visible assessment of the property’s condition so you can make an informed decision about your purchase. After all, it’s one thing to plan for a fixer-upper and another to be surprised and saddled with expensive repairs. Here’s what you can expect from the inspection:
Thinking about buying a home? A house is likely the biggest purchase you will ever make. Because of the high costs involved, saving for it takes commitment, planning, and sometimes sacrifice. And saving is about more than just having enough for a down payment. These are the factors you need to consider:
Effective January 16, 2026, the Cash Advance Fee, of 1.00% on the amount of the cash advance, for SESLOC’s consumer Visa credit cards – Visa Signature® Rewards, Visa® and Visa® Share Secured credit cards – is eliminated.
Get ahead of your finances in 2026 with our new Debt-to-Income credit monitoring tool, part of your Online Banking experience.
Just in time for 2026, even more Local Rewards businesses have teamed up with SESLOC, earning you more points for your everyday shopping.
From all of us at SESLOC, we hope your holiday season was enjoyable and that you are looking forward to a prosperous 2026.
SESLOC members saved more time, money, resources, or when out in the community. It’s a win-win! Here’s what we did together in 2025.