Interest affects your mortgage payments in a big way, and not understanding how it works can negatively impact your path to home ownership.
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Mortgage
Is Gifting a Down Payment a Good Idea?
If your adult child is hoping to buy a home but is struggling to come up with the down payment, one way you might be able to help is by paying for the down payment.
Five Steps to Prepare for a Mortgage
Are you ready to get a home loan? These five steps can prepare you for a mortgage before you start shopping.
Five Questions to Ask Your Mortgage Loan Officer
As you consider all your available home loan options, here are five questions you should ask your mortgage loan officer to determine who is best for your needs.
The Truth About Closing on Your Next Home
Closing on your next home doesn’t have to be a stressful process. Here’s what you need to know about closing.
Mortgage Pre-Approval: Your Key to Successful Home Buying
With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.
Recent News
Ring in 2026 With These Seven NEW Local Rewards Businesses
Just in time for 2026, even more Local Rewards businesses have teamed up with SESLOC, earning you more points for your everyday shopping.
From Your CEO: Giving Back Over $225,000 to Expand School Budgets – Winter 2026
From all of us at SESLOC, we hope your holiday season was enjoyable and that you are looking forward to a prosperous 2026.
2025 in Review: Going Above and Beyond to Better Serve Member-Owners
SESLOC members saved more time, money, resources, or when out in the community. It’s a win-win! Here’s what we did together in 2025.
SESLOC Preferred Dealer Program Expands to Fresno County
Starting December 5, 2025, SESLOC is welcoming 15 new dealerships to the Preferred Dealer Program in Clovis, Fresno, and Selma.
Say Hello to Your NEW Level Up Dashboard
Log into Online Banking and look for the Level Up dashboard to see your current points and benefits in our easy-to-read charts.