Mortgage Archives

SESLOC Welcomes Gloria Torres, Mortgage Loan Officer Serving Kern and Fresno Counties

by Team SESLOC | Sep 2, 2026

SESLOC Mortgage Loan Officer Gloria Torres is excited to serve Kern County, Fresno County and the Central Valley.

Mortgage Pre-Approval: Your Key to Successful Home Buying

by Team SESLOC | Jan 17, 2026

With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.

Making Sense of Mortgage Interest

by Team SESLOC | Aug 4, 2025

Interest affects your mortgage payments in a big way, and not understanding how it works can negatively impact your path to home ownership.

Is Gifting a Down Payment a Good Idea?

by Team SESLOC | May 28, 2025

If your adult child is hoping to buy a home but is struggling to come up with the down payment, one way you might be able to help is by paying for the down payment.

Five Steps to Prepare for a Mortgage

by Team SESLOC | Apr 23, 2025

Are you ready to get a home loan? These five steps can prepare you for a mortgage before you start shopping.

Five Questions to Ask Your Mortgage Loan Officer

by Team SESLOC | Mar 13, 2025

As you consider all your available home loan options, here are five questions you should ask your mortgage loan officer to determine who is best for your needs.

The Truth About Closing on Your Next Home

by Team SESLOC | Feb 25, 2025

Closing on your next home doesn’t have to be a stressful process. Here’s what you need to know about closing.

Recent News

“Great alternative to big corporate banks that profess to also be “people” but don’t remind you of any person that ever cared about you in the least.”

Shawn

"We've been members of SESLOC since 1972. It was refreshingly user-friendly then and that attitude continues to this day."

Dan

"Excellent place for depository accounts and loans. Low rates, one of the best online financial services and the people there are friendly... It truly feels like a hometown credit union."

Mary

"All of the employees are always professional and greet everyone with a smile. On top of banking, I have used them for auto loans in the past and have always been happy with the rates and service."

Jennie

"SESLOC has always come through for us, whether it is for car loans, mortgage loans or refinancing. The staff are attentive and friendly, their rates good. SESLOC is our bank for everything."

Mary

"Love this bank! 🤗😁👍 The workers are sooo nice and friendly!!"

Lanie

"The best place to go. Will never go anywhere else for financing my vehicles. Fast, easy, and friendly."

Greg

"I love my credit union because they are straightforward and helpful. I appreciate the many ways that they support financial literacy in the community."

Stacey

"This credit Union Rocks just like Incubus."

Aja

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