Kick off the new year with this 10 step financial wellness action plan. The best part? It’s easy!
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Featured
What is a Credit Freeze?
Also known as a security freeze, this tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That’s because most creditors need to see your credit report before they approve a new account.
7 Ways to Use a Business Revolving Line of Credit
For businesses that find their cash flow isn’t a steady stream month-after-month, a Revolving Line of Credit (RLOC) is a valuable tool. This loan helps smooth cash flow fluctuations due to inventory needs, timing of accounts receivable or seasonality of a business.
Get Smart About Credit Card Warning Signs
To get smart about credit cards, be aware of the common warning signs that might indicate issues with credit card usage: You are only able to make minimum payments on your credit card debt.
8 Ways to Use a HELOC
Your HELOC provides more flexibility to support your goals than other loan options due to the low adjustable rate, no minimum advance requirements, no prepayment penalty, and flexible repayment terms.
What’s the Difference Between Pre-approved & Pre-qualified?
Buying a home? You’ve probably heard that getting pre-approved or pre-qualified for a loan is an essential step forward in the process. But what’s the difference?
Recent News
Melinda Bagby Joins SESLOC as Sr. Member Business Loan Officer
We are excited to announce that Melinda Bagby has joined SESLOC as Senior Member Business Loan Officer. In this role, Melinda is responsible for initiating new business growth and overseeing business member relationships, with a focus on Santa Maria and Northern Santa Barbara County, plus the five cities area of San Luis Obispo County.
80 Years: August Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for August:
80 Years: July Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for July:
Keeping it Green in August
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
Supporting Sustainability in July
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.