If your adult child is hoping to buy a home but is struggling to come up with the down payment, one way you might be able to help is by paying for the down payment.
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Home Buying
Searching for your dream home? Start your journey here.
Moving Soon? Avoid These Common (and Costly) Mistakes
Ahead of summer’s biggest moving month, check out these five common financial pitfalls you will want to avoid.
Five Steps to Prepare for a Mortgage
Are you ready to get a home loan? These five steps can prepare you for a mortgage before you start shopping.
What is Home Title Theft?
“Home Title Theft” or “Deed Fraud” sounds as scary as it actually is. Learn what defines Home Title Theft and the prevalence of this crime.
Five Questions to Ask Your Mortgage Loan Officer
As you consider all your available home loan options, here are five questions you should ask your mortgage loan officer to determine who is best for your needs.
Six Key Do’s and Don’ts During the Mortgage Process
Prepare for your mortgage process by understanding these six key do’s and don’ts from the Mortgage Loan Officers at SESLOC Credit Union.
Mortgage Math Made Easy: A Guide to Mortgage Calculators
Thinking of buying a home? Estimating your potential mortgage payments is a key step in preparing financially. A mortgage loan calculator is an easy-to-use tool that provides insights into what you can afford by estimating monthly payments, total loan costs and interest. Ultimately, helping you understand what you can afford. Here is a guide to help you make the most of a mortgage calculator on your home-buying journey.
Is Buying a Fixer-Upper Right for You?
As home prices continue to rise and DIY culture gains momentum, more people are turning to fixer-uppers as an affordable, customizable housing option. The appeal of personalizing a space to fit your vision can make these homes attractive, but are they the right choice for you? Let’s explore the pros, cons, challenges and benefits of buying a fixer-upper to help you decide if it aligns with your goals, budget and skills.
Mortgage Pre-Approval: Your Key to Successful Home Buying
With the Federal Reserve having lowered interest rates, you may be thinking that now is the perfect time to consider purchasing a home. If you are ready, it is best to proactively position yourself in an advantageous spot as a buyer by completing a mortgage pre-approval before you begin house hunting.
4 Steps to Navigate Housing Market Challenges
The current housing market presents unique challenges, including rising home prices and tight inventory. Here are 3 steps to help you overcome these hurdles and achieve your homeownership goals.
Recent News
Make Banking Easier with SESLOC’s NEW Direct Deposit Switch Tool
Direct Deposit is now easier than ever, thanks to our new Direct Deposit Switch Tool in Online Banking. Get started managing deposits today!
SESLOC Wealth Management Transitions to LPL Financial
As of May 17, 2025, SESLOC’s brokerage arm offering non-deposit investment services transitioned from CUSO Financial Services, LP to LPL Financial.
SESLOC Education Grant Helps Ocean View Elementary Minds Bloom
At Ocean View Elementary in Arroyo Grande, one Second Grade class found reading could be transformational thanks to a SESLOC Education Grant.
Teena Colebrook Honored with SESLOC Cares for Community Award for Work With CAPSLO
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Teen Colebrook, from CAPSLO.
SESLOC Cares for Community Award: Judy Garrett
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Judy Garrett, from the Santa Maria Natural History Museum.