Home Buying

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Saving for Home Ownership

Saving for Home Ownership

Thinking about buying a home? A house is likely the biggest purchase you will ever make. Because of the high costs involved, saving for it takes commitment, planning, and sometimes sacrifice. And saving is about more than just having enough for a down payment. These are the factors you need to consider:

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8 Ways to Use a HELOC

8 Ways to Use a HELOC

If you’ve ever wondered what a HELOC is or what you’re supposed to do with it, this article is for you. A HELOC, or Home Equity Line of Credit, leverages your home’s equity to give you more flexibility compared to other loans — you can borrow up to your maximum credit limit, when you need it, as you need it.

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Home Sweet Home: Meet the 5 experts you need to know before buying a home

Home Sweet Home: Meet the 5 experts you need to know before buying a home

At our first Home Sweet Home event, we’ve gathered the Central Coast’s top experts to provide helpful information so borrowers can make informed decisions. To get the most out of the session, we introduced a new table talk format — similar to speed dating. Attendees met with each expert in small groups, with questions and open dialog strongly encouraged. Read more about what the San Luis Obispo Chamber had to say about this unique educational opportunity.

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How to Apply for a Mortgage Loan

How to Apply for a Mortgage Loan

Buying a home is probably life’s biggest and most stressful purchase. Between saving for the down payment and competing with other buyers, the process can feel daunting — especially for first-time buyers.

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