Here are five signs that indicate you’re on the path to becoming financially aware.
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Financial Health
Taking control of your financial health starts with education.
Hidden Savings: Commonly Overlooked Tax Deductions
Tax filing deadlines are approaching… have you filed yet? To lessen the anxiety of the season, take this opportunity to explore overlooked deductions that can help lower your tax bill.
10 Financial Moves to Kick Start 2024
Focusing on your finances in the new year? Get started with this easy 10 step financial wellness action plan:
Deductibility of Points and Other Closing Costs
The question you will face is whether you can deduct these fees immediately or whether they are added to the cost basis of your home.
Look Out for Tax Fraud Schemes
Get a head start on tax season this year by protecting yourself and your loved ones from these financially disastrous scams.
Unlock the Power of Your Credit Score in 2024
A credit score might seem like a mysterious three-digit number, but it holds significant influence over your financial life. Whether you’re applying for a loan or a credit card, renting an apartment, or even setting up utilities, your credit score plays a crucial role in the decisions that lenders, landlords, and service providers make.
Get Ahead of Your Debt
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
Starting a Business Checklist
Thinking of starting a business? This handy checklist can help you stay organized as you start your journey, from vision to reality: General Information ▢ 1. Has relevant personal information been gathered for all participants in this business? ▢ 2. Has financial...
How Much Money Do I Have to Put Down to Buy a House?
In the past, lenders traditionally required a down payment of at least 20% of the purchase price of a home. Today, many lenders offer loans with lower down payments. In addition, certain private and government entities have low down payment programs.
How to Find a Real Estate Agent
A real estate agent is a key partner on your home buying journey. In addition to finding you potential homes, they also guide you and advocate for you throughout the process. But how do you decide which one is the right fit for you and your needs? The right real estate agent for you should be familiar with your prospective neighborhood, experienced, and is someone you’ll enjoy working with.
Recent News
80 Years: December Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for December:
Acts of Sustainability in November
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
SESLOC Named a 2022 SLO County Family-Friendly Workplace
SESLOC was recently awarded a “Diamond Level” award in the 2022 SLO County Family-Friendly Workplaces by the San Luis Obispo Chamber of Commerce.
80 Years: November Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for November:
Sustainability Acts in October
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.