If you want to buy a home with your partner, you may be able to qualify for a larger mortgage than if one partner alone applied for the loan.
How can we help?
Or try these resources:
Financial Health
Taking control of your financial health starts with education.
Safeguarding Your Child’s Identity In Today’s World
Now, more than ever, it’s important to safeguard sensitive card information to prevent an interruption in your ability to make important purchases. Be sure to report a lost or stolen card to your financial institution immediately.
10 Ways You’re Losing Money
Are your money habits causing a loss? They might be. Here are 10 common ways people unintentionally lose money:
AI Scams Are on the Rise
Artificial intelligence (AI) tools for creating images, videos, recordings and text are easily available and growing in popularity, and scammers are taking full advantage.
Safeguard Yourself Against Student Loan Scams
If you’re a student or graduate, it’s crucial to be aware of online scammers who target borrowers with the aim of cashing in. Here are some strategies for protecting yourself and your finances.
How to Budget During Difficult Times
Many people are seeing changes in their purchasing power with continued inflation and rising interest rates. Paying more for food, gas, utilities and a variety of other goods and services affects all of us. In addition, consumer debt has never been more costly.
Skimming and Gluing: Two Criminal Practices to Watch For
Now, more than ever, it’s important to safeguard sensitive card information to prevent an interruption in your ability to make important purchases. Be sure to report a lost or stolen card to your financial institution immediately.
Money Mindfulness: Practicing Financial Self-Care
The prevalence of self-care messaging reminds us to nurture our physical and mental well-being—with mindfulness practices, exercise routines, and virtual detoxing. But what about financial self-care?
5 Local Adventures Every Cal Poly Student Should Check Out
While you might have been attracted to Cal Poly because of its excellent academics and “Learn By Doing” philosophy, you have without a doubt noticed that the campus is surrounded by a vibrant, lively community. New and returning students can agree that there is something so special about living on the Central Coast. From picturesque views along coastal and mountain trails to charming local shopping and dining explorations, there are endless hidden gems that will keep you entertained throughout your time living in San Luis Obispo. Kick off your college bucket list with these five epic local adventures right in your own backyard:
Top 5 Back to School Budgeting Hacks for College Students
Budgeting is an essential factor in ensuring that the school year goes smoothly. While the task may seem daunting, budgeting allows you to take control of your finances, avoid debt, and reduce stress while you build a foundation for the future. Here are five practical...
Recent News
Melinda Bagby Joins SESLOC as Sr. Member Business Loan Officer
We are excited to announce that Melinda Bagby has joined SESLOC as Senior Member Business Loan Officer. In this role, Melinda is responsible for initiating new business growth and overseeing business member relationships, with a focus on Santa Maria and Northern Santa Barbara County, plus the five cities area of San Luis Obispo County.
80 Years: August Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for August:
80 Years: July Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for July:
Keeping it Green in August
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
Supporting Sustainability in July
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.