Taking control of your financial health starts with education.
An automobile accident can be a confusing and stressful event, but being prepared can help you remain calm. It’s important to know what to do immediately after an accident and what to do in the days following.
As we abide by stay-at-home orders, many of us spend hours in front of the computer each day for work and school. Online retail associations expect online holiday sales to surge by 25% – amounting to between $182 billion and $196 billion. Add this to a 15% increase in online sales from 2018 to 2019.
There are several ways to insure your possessions while you’re moving. Perhaps your current homeowners policy includes coverage for your personal property during a move. The policy may cover your possessions at the new location for a limited time, also. The same coverages, exclusions, and deductibles apply while you’re moving as they would for a regular homeowners claim.
Whether you already have auto insurance or are considering buying some, you may be wondering how much is enough and which types of coverage you need. Here are a few tips to get you started:
Does spending lift your spirits when life gets you down? Many of us turn to “retail therapy” when we feel down or stressed, and for a good reason. Studies show that shopping can trigger dopamine, which is a chemical in our brains that makes us feel good and fulfilled.
Have you ever wondered if credit counseling might help you? Most of us have never stopped to even think about what credit counseling is until we find ourselves facing a financial roadblock. Credit counseling isn’t just for those who need to improve their financial health — it can also help you to be more proactive in maintaining your finances as well.
Download Be Cybersmart, a fun activity book filled with coloring pages, puzzles, and more! October is National Cybersecurity Awareness Month, and being cyber smart is important for the whole family.
One of the benefits of homeownership is equity. A Home Equity Line of Credit (HELOC) or a Home Equity Loan (also know as a second mortgage) allows a homeowner to borrow money using the home’s equity as collateral.
We’ve recently taken a deep dive into the dangers of the Dark Web. We continue our series by shedding light on how transactions happen in the Dark Web and the criminal enterprise that exists in this mysterious, hidden place. Why is this important? The more you understand about how criminal activity works, the better prepared you will be to protect yourself and your family from this growing threat.
A home inspection is an important part of the buying process where an objective third-party performs a visible assessment of the property’s condition so you can make an informed decision about your purchase. After all, it’s one thing to plan for a fixer-upper and another to be surprised and saddled with expensive repairs. Here’s what you can expect from the inspection:
Do you know long you should hold onto your tax records? The IRS generally recommends three years. Then what?
October is National Cybersecurity Awareness Month and we’re offering events, toolkits and services to help make the internet safer and more secure.
SESLOC hosted the monthly Santa Maria Chamber Mixer on Thursday, June 20 from 5:00-7:00 p.m. Chamber members and guests enjoyed networking, appetizers from Testa Catering, door prizes and meeting the new Chamber members. Thank you to the Santa Maria Philharmonic Society for donating concert tickets as raffle prizes and Dr. David Lohman of Straight Back Chiropractic for emceeing the event.
To help grow your business, we launched a new savings account option — a Business Money Market. With a tiered rate structure and low minimum balance requirement, you can save more to earn more.
Thank you to all of our members and New Times readers for voting us as the number one Bank or Credit Union in SLO County. 2019 marks the twelfth year in a row we’ve received this honor. Congratulations to all the winners! See the complete list»