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Financial Health
Taking control of your financial health starts with education.
Jingle Bills: How to Avoid a Holiday Debt Hangover
If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
Stay One Step Ahead of Scammers This Holiday Season
Spotted must-have products at shockingly low prices? It could be a scam! While that e-bike or designer handbag may look tempting, fake sites and ads often steal logos and photos from legitimate businesses to trick shoppers. To keep your holiday shopping safe and stress-free, check out these tips from the Federal Trade Commission on how to spot deceptive offers.
Protect Yourself from Scams This Medicare Open Enrollment Period
Medicare’s Open Enrollment Period is now underway, making it essential to stay alert for scammers looking to steal your money and personal information. Here are some tips from the Federal Trade Commission (FTC) to help you stay alert to potential red flags.
Online Shopping with No Surprises – Stay Safe While Shopping Online This Holiday Season
The holiday season is right around the corner, which means many of us will be shopping online for gifts, deals and seasonal essentials. While online shopping is convenient and often cost-effective, it is also a prime time for scammers to take advantage of unsuspecting consumers. As you prepare for your holiday shopping, SESLOC is here to help you stay secure with tips for avoiding common scams that surface this time of year. By following these guidelines, you can shop confidently and safely.
Mortgage Math Made Easy: A Guide to Mortgage Calculators
Thinking of buying a home? Estimating your potential mortgage payments is a key step in preparing financially. A mortgage loan calculator is an easy-to-use tool that provides insights into what you can afford by estimating monthly payments, total loan costs and interest. Ultimately, helping you understand what you can afford. Here is a guide to help you make the most of a mortgage calculator on your home-buying journey.
6 Strategies to Manage and Reduce Business Debt
When financing business operations or expansion, loans may be necessary, but high-interest rates can eat into profits and harm your credit if not managed carefully. Keeping debt levels under control is essential to avoid over-leveraging your business and maintaining financial stability. To help you navigate this, here are 6 strategies to effectively manage and reduce your debt, ensuring your business stays on solid financial ground.
Safeguard Your Cash: 3 Common Money Scams that Could Cost You
The Federal Trade Commission (FTC) has recently issued a consumer alert about three money scams that are gaining traction. Let’s take a closer look at the tactics scammers are using to try to deceive you and the tips the FTC has provided to protect yourself.
Staycation or Vacation? How to Choose the Best Option for Your Wallet
Deciding between a staycation and a vacation? To make the best choice, it is essential to consider the value, costs and unique advantages of each. Here is a breakdown of the expenses and benefits to help you choose the option that best suits your needs.
Money-Saving Tips for Family Travel
Looking to whisk your kids away on the adventure of a lifetime? We get it, that can be a bit overwhelming, with the extra details and costs that come along with family trips. But fear not! With a bit of early planning and a carefully crafted budget, you can arrange a wonderful vacation that will not drain your pockets. Check out these money-saving tips to help turn those travel dreams into long-lasting family memories.
Recent News
The Future is Financial: SESLOC Educates High School Students About the Importance of Budgeting
On Monday, May 20, SESLOC Credit Union hosted a hands-on, real-world living and budgeting simulation event for 70 students at Central Coast New Tech High School in Nipomo. For this event, SESLOC partnered with Bite of Reality, an app that presents real-life scenarios of maintaining a budget, to improve the financial health and wellness of the Central Coast.
Contactless Cards FAQs
Everything you need to know about using contactless cards.
SESLOC Awarded National Award for “Most Appreciative Staff”
SESLOC has once again been recognized as a leading credit union that consistently provides an exceptional member service by MemberXP, a member experience solution from CU Solutions Group.
SESLOC Announces New SVP/Chief Information Officer
SESLOC Credit Union announced today that Shawn Mulqueeney has been selected as the new Senior Vice President/Chief Information Officer. The former CIO, Ken Long, has accepted a new role of Senior Vice President/Chief Risk Officer at SESLOC.
Save to Win Share Certificate Participants Celebrate Big Wins
26 members won a combined $7,300 in the monthly and quarterly Save to Win 12-month Share Certificate¹ prize drawing² earlier this month — including two big quarterly winners of $5,000 and $1,000. What would you do if you got the call announcing a surprise windfall? Anthony, the $1,000 quarterly prize winner, quite literally jumped for joy when he heard the good news.