Having a dormant credit card isn’t necessarily a bad thing unless your card issuer decides to close the card. Here’s what to consider.
How can we help?
Or try these resources:
Showcase: Credit Cards
Should You Become an Authorized User to Build Credit?
If someone offered to add you to their credit card as an authorized user, you may wonder if it’s a smart shortcut to a better credit score.
How to Improve Your Credit Score
If you’ve pulled your score and you’re not satisfied with your credit score, there are several strategies to boost it.
Three Situations When You Should Use a Credit Card
From better consumer protections to earning valuable points towards your next vacation, there are a lot of great benefits that come with using a credit card. Here are three situations where you should absolutely choose a credit card at checkout.
Avoid Using Credit Cards in These Three Situations
Before you break out that credit card, it’s crucial to know when using one makes the most sense. Here are three situations where you may want to pay with a different way – if you pay at all.
Beware of Skimmers & Shimmers
While owners of vulnerable transaction terminals try to secure their devices, and law enforcement continues to shut down these criminal enterprises, you can also play a part in stopping card fraud and identity theft. Follow these steps to detect when a card terminal may be at risk, and if you see something, say something!
Cash or Card?
Which do you prefer to use at checkout, cash or card? Here are some benefits of using your debit or credit card instead:
Strategies for Tackling Credit Card Debt
Credit card debt can feel overwhelming, but there are tools and resources available to get you back on the road to financial wellness. Consider these strategies for tackling credit card debt:
Recent News
SESLOC Named Fastest Growing Credit Union in SLO County by Pacific Coast Business Times
SESLOC is named the fastest growing credit union in San Luis Obispo County by the Pacific Coast Business Times 2026 list of the “50 Fastest Growing Companies.”
SESLOC Welcomes Gloria Torres, Mortgage Loan Officer Serving Kern and Fresno Counties
SESLOC Mortgage Loan Officer Gloria Torres is excited to serve Kern County, Fresno County and the Central Valley.
Introducing the HELOC FlexLine: Unlock the Value of Your Home
SESLOC is excited to introduce HELOC FlexLine: a Home Equity Line of Credit that puts you in control.
SESLOC and the Community: When We Work Together, It’s a Win-Win!
Credit unions are all about people helping people, and supporting our community is in our DNA. When we work with our community, that’s a “win-win!”
SESLOC Opens New Doors by Launching First-Time Homebuyer Mortgage Option
With the SESLOC First-Time Homebuyer Mortgage program, we’re opening a new pathway for qualified buyers.