From all of us at SESLOC, we hope that you are having a fun and safe Summer season! No matter if you are new or have been a credit union member-owner for years, we’re glad to be a partner along your financial journey.
Having spent 35 years inside credit unions, I’ve watched the long evolution of our cooperative-structured institutions based on the needs of member-owners and their communities. With a growing number of choices and options in the marketplace, it is not getting any less complex. Here at SESLOC, we are aware of this evolution, and we continue to work towards becoming even more straightforward and improving your experience every day.
As banks continue to consolidate and increase fees, credit unions remain focused on returning value to members through affordable loans for individuals, families, and businesses, along with dividends on deposit accounts and a number of no-cost services. As a reminder, your HomeFREE Checking™ and Basic Checking accounts have no monthly maintenance fee, as we strive to create fair and equitable financial access for everyone in our community.
Additionally, we’ve introduced new home loan offerings for first-time home buyers and for those that need a quick 15-day close, which provide more flexibility in the homeownership process. By understanding the needs of our community, we continue to improve our credit union’s relevancy.
Speaking of property lending, we’re continuing to expand our Commercial Real Estate program across our nine-county field of membership. Our Member Business Loan Officers work directly with commercial property owners, developers and builders to provide competitive financing for projects and property refinancing activities. The value of credit unions isn’t just for individuals and families – when everyone gets fair access to financing, our communities thrive as well. This thoughtful and responsible approach to growth strengthens SESLOC for the long run, so we can continue delivering the personal service, competitive solutions, and financial stability you count on—today and for years to come.
Even as summer brings rest and relaxation, we remain vigilant against fraud and scam attempts by monitoring accounts for unusual activity, including transactions outside the region. If you’re planning to travel, please set Travel Notifications on your account so we can help protect your access to funds while you’re away.
Our Fraud Center at sesloc.org is regularly updated with tips on trending scams. If you notice suspicious activity, call us at (805) 543-1816 or send a Secure Message through Online Banking.
Finally, as a bit of a look back, SESLOC has been in the community this Spring showcasing our Local Rewards partners, including the Santa Maria Valley Chamber Business Expo and Job Fair, the San Luis Obispo Chamber EXPO at the Expo and the Santa Maria Elks Rodeo. We’re proud to partner with 240 businesses to show off the unique value they bring to our neighborhoods while providing you with Local Rewards, a unique benefit. Through our community-first focus, banking and borrowing from SESLOC is a “win-win” for everyone.
We look forward to seeing you out and about this Summer. Whether it’s our member-favorite Shred Days, our presence at Cal Poly for first-year orientations and in Santa Maria at Day in the Park, please come by and say “Hi!” – we would love to meet you.
I hope that your summer is filled with fun, family and friends. Thank you for being a valued member of SESLOC Credit Union!
Mike Quamma
President & CEO