Credit unions are renowned for their ability to help member-owners save money from extraneous fees in the spirit of People Helping People. SESLOC Credit Union is proud to take that commitment further with a change to our personal credit cards.
Effective January 16, 2026, the Cash Advance Fee, of 1.00% on the amount of the cash advance, for SESLOC’s consumer Visa credit cards – Visa Signature® Rewards, Visa® and Visa® Share Secured credit cards – is eliminated.
We are pleased to eliminate this fee to better support your financial goals and give you access to cash when you need it the most through our straightforward and affordable credit cards. When you obtain a cash advance, you won’t get hit with a surprise annual percentage rate (APR) – you’ll pay the same low rate as any other purchase or balance transfer.
Please note that this change does not affect Business Visa® credit cards; fees for business credit cards remain unchanged as detailed in your Commercial Credit Card Agreement.
If you need more than a microloan but not quite the amount of a Signature Loan1, SESLOC Instant Funds2 are also available to all members in good standing for more than 90 days. Both loans come with closed-end terms and a fixed APR for the life of the loan, allowing you to budget easier for monthly payments.
When you need a little cash to achieve your goals, SESLOC is here to help. Explore the difference between our cards now on our Choose your Card page, then start the easy credit card application process online. Or if you need help determining which product is best, call our Contact Center or make an appointment to visit your nearest branch.
All loans subject to credit union approval. Read the details of the Visa Application and Solicitation Disclosure.