A well-structured budget doesn’t have to be about cutting back – it’s about gaining control, reducing stress, and working toward what matters.
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Budgeting
For Love and Money: How to Bring Dollars and Sense in Your Relationship
Talking about savings, spending, and debt with your partner doesn’t have to be awkward or embarrassing. Here’s how you can prepare to have the big talk about your personal finances.
Important Social Security Updates for Retirees in 2025
As we welcome 2025, big changes to Social Security will impact retirees and those nearing retirement.
Get Ahead in 2025: The Financial Checklist to Start Strong
Ready to take control of your finances in the new year? Jumpstart your journey with this simple 11 step financial wellness action plan!
Jingle Bills: How to Avoid a Holiday Debt Hangover
If you’ve ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
SESLOC Marks 5 Years of Impact with EverFi’s Financial Scholars Program
For five years, SESLOC has proudly sponsored EverFi’s Financial Scholars program, providing Central Coast high school students with practical, online financial education curriculum on topics like budgeting, credit, taxes, financing higher education, and more. Here are the program results from the 2023-2024 school year and the impact the program has made on students over the last half decade.
Reduction in Overdraft Fees: Helping Members Save Today, and Everyday
SESLOC is pleased to announce that as of November 1, 2024, there has been a reduction in overdraft fees. This change is part of our commitment to providing cost-effective solutions for our membership and community. These savings will be extended to members but will have the greatest impact on those facing financial challenges, who need a break from fees to begin saving and building healthy financial habits.
Money-Saving Tips for Family Travel
Looking to whisk your kids away on the adventure of a lifetime? We get it, that can be a bit overwhelming, with the extra details and costs that come along with family trips. But fear not! With a bit of early planning and a carefully crafted budget, you can arrange a wonderful vacation that will not drain your pockets. Check out these money-saving tips to help turn those travel dreams into long-lasting family memories.
Establishing Financial Foundations: SESLOC Equips High Schoolers with Budgeting Skills
On Friday, October 11, SESLOC returned to Pacific Beach High School in San Luis Obispo for a second year to engage 55 students in the Bite of Reality simulation. This hands-on event immerses students in a realistic budgeting app, providing them with valuable insights into managing finances. Through interactive scenarios, participants learn to navigate the distinction between needs and wants, equipping them with essential budgeting skills for real life.
From 401(k)s to Roth IRAs: Demystifying Retirement Accounts
With so many responsibilities in our day-to-day lives, it is common to feel unprepared for the future. If you have ever caught yourself staring at your 401(k) statement blankly or questioning whether a Roth IRA is the right move, you are not alone. With guidance, these accounts can feel less daunting and more like tools you can confidently use to secure your future.
Recent News
SESLOC Cares for Community Award: Judy Garrett
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Judy Garrett, from the Santa Maria Natural History Museum.
Pots to Plants Co-Founder Aria Olsen Named First SESLOC Young Change Maker
SESLOC Credit Union is proud to honor 18-year-old Aria Olsen as the first SESLOC Young Change Maker.
Jenny Molinar Earns SESLOC Cares for Community Award for Dedication to Alzheimer’s Association
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Jenny Molinar, from the Alzheimer’s Association Central Coast Chapter.
Tell Congress: Don’t Tax My Credit Union. It’s a Tax on Me.
A tax on credit unions is a new tax on you. Take action today: Contact your U.S. representatives and Senators and tell them: Don’t Tax My Credit Union.
How The Credit Union Difference Serves You Daily
No matter where you live, credit unions play a critical role in ensuring a level playing field for everyone to achieve their financial goals.
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