Kick off the new year with this 10 step financial wellness action plan. The best part? It’s easy!
Also known as a security freeze, this tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That’s because most creditors need to see your credit report before they approve a new account.
First, let’s clear up a common misconception about credit scores. It’s often thought that you have just one singular score, or one for each of the three credit bureaus. The truth is that you actually have many credit scores. This is due to a number of factors:
If your New Year’s resolution is to renew your focus on financial wellness, this 7-step financial action plan will give you the tools you need to succeed. The best part? It’s easy!
Have you checked your credit report recently? Or ever? Shelli* was doing everything right, but something was dragging down her score — it just didn’t make sense. So she ordered her credit report and found the culprit. There was a delinquent credit card from an account she owned with an ex years ago. She had been removed from it a long time ago, but there it was.
Credit report errors are shockingly common, and errors can damage your credit. If you need a loan, damaged credit means you might end up paying a higher interest rate or even get declined.
How do you see yourself in 2020? If your vision is of a more financially savvy you, then read on. This 7-step financial action plan will give you the tools to make this year — and decade — about your financial wellness. The best part? It’s easy!
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for August:
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
October is National Cybersecurity Awareness Month, and we’re offering tips, webinars, and services to help make the internet safer and more secure.
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for August:
We are excited to announce that Melinda Bagby has joined SESLOC as Senior Member Business Loan Officer. In this role, Melinda is responsible for initiating new business growth and overseeing business member relationships, with a focus on Santa Maria and Northern Santa Barbara County, plus the five cities area of San Luis Obispo County.
