Do you know all the places where your credit could affect you? Here are five surprising places that your credit may be used to render a final financial decision.

Do you know all the places where your credit could affect you? Here are five surprising places that your credit may be used to render a final financial decision.
Focusing on your finances in the new year? Get started with this easy 10 step financial wellness action plan:
Kick off the new year with this 10 step financial wellness action plan. The best part? It’s easy!
Also known as a security freeze, this tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That’s because most creditors need to see your credit report before they approve a new account.
First, let’s clear up a common misconception about credit scores. It’s often thought that you have just one singular score, or one for each of the three credit bureaus. The truth is that you actually have many credit scores. This is due to a number of factors:
Have you checked your credit report recently? Or ever? Shelli* was doing everything right, but something was dragging down her score — it just didn’t make sense. So she ordered her credit report and found the culprit. There was a delinquent credit card from an account she owned with an ex years ago. She had been removed from it a long time ago, but there it was.
Credit report errors are shockingly common, and errors can damage your credit. If you need a loan, damaged credit means you might end up paying a higher interest rate or even get declined.
How do you see yourself in 2020? If your vision is of a more financially savvy you, then read on. This 7-step financial action plan will give you the tools to make this year — and decade — about your financial wellness. The best part? It’s easy!
It’s been a busy quarter behind the scenes as we continue to work for you, our member-owners, and our Central Coast community.
SESLOC Credit Union honors Samantha McDonald as a SESLOC Young Change Maker after raising over $500,000 for the Children’s Resource & Referral of Santa Barbara County.
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Karen Cobb, a volunteer with the Food Bank of Santa Barbara County.
Direct Deposit is now easier than ever, thanks to our new Direct Deposit Switch Tool in Online Banking. Get started managing deposits today!
As of May 17, 2025, SESLOC’s brokerage arm offering non-deposit investment services transitioned from CUSO Financial Services, LP to LPL Financial.