Are you ready to get a home loan? These five steps can prepare you for a mortgage before you start shopping.
How can we help?
Or try these resources:
Mega Menu: Home Loans
Five Questions to Ask Your Mortgage Loan Officer
As you consider all your available home loan options, here are five questions you should ask your mortgage loan officer to determine who is best for your needs.
Mortgage Math Made Easy: A Guide to Mortgage Calculators
Thinking of buying a home? Estimating your potential mortgage payments is a key step in preparing financially. A mortgage loan calculator is an easy-to-use tool that provides insights into what you can afford by estimating monthly payments, total loan costs and interest. Ultimately, helping you understand what you can afford. Here is a guide to help you make the most of a mortgage calculator on your home-buying journey.
Frequently Asked Questions About Mortgage Refinancing
Refinancing your mortgage might seem daunting, but a refi can lower your monthly payment or save you money with a better interest rate. We’re answering the most frequently asked questions about refinancing below,
HELOC vs Home Equity Loan: What’s the Difference?
One of the benefits of homeownership is equity. A Home Equity Line of Credit (HELOC) or a Home Equity Loan (also know as a second mortgage) allows a homeowner to borrow money using the home’s equity as collateral.
Home Buying: What to Expect from the Inspection
A home inspection is an important part of the buying process where an objective third-party performs a visible assessment of the property’s condition so you can make an informed decision about your purchase. After all, it’s one thing to plan for a fixer-upper and another to be surprised and saddled with expensive repairs. Here’s what you can expect from the inspection:
Saving for Home Ownership
Thinking about buying a home? A house is likely the biggest purchase you will ever make. Because of the high costs involved, saving for it takes commitment, planning, and sometimes sacrifice. And saving is about more than just having enough for a down payment. These are the factors you need to consider:
Recent News
SESLOC Cares for Community Award: Judy Garrett
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Judy Garrett, from the Santa Maria Natural History Museum.
Pots to Plants Co-Founder Aria Olsen Named First SESLOC Young Change Maker
SESLOC Credit Union is proud to honor 18-year-old Aria Olsen as the first SESLOC Young Change Maker.
Jenny Molinar Earns SESLOC Cares for Community Award for Dedication to Alzheimer’s Association
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Jenny Molinar, from the Alzheimer’s Association Central Coast Chapter.
Tell Congress: Don’t Tax My Credit Union. It’s a Tax on Me.
A tax on credit unions is a new tax on you. Take action today: Contact your U.S. representatives and Senators and tell them: Don’t Tax My Credit Union.
How The Credit Union Difference Serves You Daily
No matter where you live, credit unions play a critical role in ensuring a level playing field for everyone to achieve their financial goals.
Shawn
Dan
Mary
Jennie
Mary
Lanie
Greg
Stacey
Aja