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Financial Focus is the official publication of SESLOC, featuring events, promotions and helpful educational tips.
The digital edition is emailed to members on our eList and those with online services.
- November 2020
- October 2020
- September 2020
- August 2020
- July 2020
- June 2020
- May 2020
- April 2020
- March 2020
- February 2020
- January 2020
- December 2019
Financial Seminars & Webinars
SESLOC is proud to offer educational seminars and webinars on a variety of financial topics throughout the year at our branches and online. All events are free and open to the public. Seminars at branches are canceled until futher notice due to the COVID-19 pandemic, but we have added new webinar topics you can attend from the comfort of your home. View the schedule of financial webinars »
Mark your calender for these upcoming events at SESLOC and in our community. Plus, take a look at new enhancements to our member services.
For SESLOC branch and Contact Center holiday closures, click here.
Due to the COVID-19 pandemic, in-person events are canceled until further notice. Branches, Contact Center and ATMs remain open and availalbe to you.
Fundrasier for Family Care Network, Inc
November 20 - December 18, 2020
The holidays might look a little different this year, which is why we're Giving Joy by hosting a fundraiser at each of our branches and online for the Family Care Network (FCNI). This local nonprofit supports children and youth in foster care, as well as families struggling with homelessness and unhealed trauma in San Luis Obispo and Northern Santa Barbara Counties. Now more than ever, donations are essential to spreading holiday magic for those in need. Donate Today
New & Improved Financial Tools
October 27, 2020
Recently we updated Online Banking which features Financial Tools, offering a more powerful way to track spending. Members may set budgets, link accounts and loans from other financial institutions to see net worth. This improved service is just another way we are #SESLOCForward! See all of the benefits here.
Introducing: Visa Signature® Rewards credit card
October 21, 2020
Just in time for the holidays, SESLOC is offering a new credit card that gives back. The Visa Signature Rewards credit card offers reward points with every purchase. The best part? Reward points earned on this credit card are automatically combined with HomeFREE Checking debit card points, increasing redemption power. More points, more rewards! Learn more.
All loans subject to credit union approval. See the Visa Signature Rewards credit card terms, conditions and restrictions.
Now Offering CardSwap
September 22, 2020
Online Banking now offers CardSwap, a handy service that allows members to update payment information all in one place. Easily manage payments for the top subscription services, like Hulu and Netflix, or on top shopping sites like Amazon. Learn more.
Fundrasier for Jack's Helping Hand
August 1 - 31, 2020
During the month of August, we invited members to join us in supporting Jack's Helping Hand, a local nonprofit that offers programs for special needs children and their families. 2020 marks the sixth year in a row that SESLOC has hosted this fundraiser. Thanks to everyone for their support!
Fuel Up with your SESLOC Rewards Points
July 7, 2020
Members with HomeFREE Checking may now use SESLOC Reward Points toward the purchase of gas at participating Shell and BP stations. How it works:
- Swipe – Swipe your SESLOC debit card at the beginning of your transaction at a participating gas station pump or at the register.
- Select – If you have earned at least 2,000 points, the screen will prompt you to use these points for $.50 cents off per gallon.
- Save – Fuel up and save $.50 cents off per gallon, up to 20 gallons. For more details visit SESLOCRewards.org. View points earned and redeem them for a variety of rewards.
For more details, visit SESLOCRewards.org
HomeFREE Checking Enhancements
June 1, 2020
A new look for Identity Theft Services
Recently we launched a new look for the Identity Theft Services registration page. Now it's easier to register for this member benefit, which is free if you have HomeFREE Checking. Once registered, you'll get proactive monitoring services, or alerts of suspicious activity if your identity is compromised. Call us at (805) 543-1816 or visit any SESLOC branch to get your unique “Member ID.” Then, use it to register online.
Automatically Earn Bonus Points at Participating Online Retailers
Did you you know that when you make purchases with your SESLOC debit card, you could earn bonus SESLOC Reward points? When shopping at participating retailers' physical stores, we've automatically added the bonus points. Now, when you shop online at participating stores, you'll automatically earn the bonus points as well! Be sure to register at seslocrewards.org to explore all offers.
Fundrasier for Local Foodbanks
June 1, 2020
During the month of May, we hosted a fundraiser for the Food Banks of San Luis Obispo and Santa Barbara counties. Together, we raised over $35,000. Thank you for those who could donate, especially during this concerning time when food insecurity is on the rise.
Our Latest Digital Enhancements - SESLOC Forward!
May 1, 2020
View your account balance on your Apple Watch. Get balance updates in real time for your first 10 accounts and view the last 10 transactions on those accounts. Learn how to enable this new feature.
Send a form securely and quickly. Now you can send our most popular forms online using DocuSign, including Stop Payments, Address Changes and Credit Card Balance Transfer Requests. PDF forms are still available for download if you wish to send them securely via Online Banking, deliver to the branch or send by mail.
Live Chat is now in Online Banking. If you prefer to use the SESLOC Mobile App to do all of your banking, then chatting with a Contact Center Representative is just one click away. If you have a question, start a chat and get response in real time. The Live Chat option is also available now via the button on the right side of your browser window.
SESLOC Mobile App Gets a New Look
April 13, 2020
Members willl see a new and improved look to the home screen of the mobile app. Both Android and iOS users will see the refresh, which includes a welcome screen with a custom message, and quick links to the most frequently used banking features, including depositing a check. Members will not be asked to upgrade the mobile app in order to see the changes. We’re excited to launch this new feature just days ahead of the mailing date for the CARES Act stimulus checks. You can skip a branch visit by depositing your check conveniently–and now-more quickly–from home. If you don’t have our mobile app yet, download it for iOS or Android, and read a few tips on how to deposit checks remotely. Business members will not be impacted by this upgrade.
Annual Meeting of Members
March 19, 2020
The Annual Meeting of Members was held at SESLOC Headquarters on March 19, 2020. Due to the COVID-19 pandemic and shelter-in-place guidelines, SESLOC strongly encouraged members and guests to stay home. The quorum received the 2019 Annual Report, heard the financial reports and learned about the previous year's achievements.
See Rewards Points Earned in Online Banking
February 20, 2020
Now you can see how many HomeFREE Checking™ debit reward points you’ve earned and register for Identify Theft Services directly in Online Banking. Log in to Online Banking and tap Services to get started. Don’t have HomeFREE Checking account? Open an account at your nearest branch today to take advantage of these free benefits, worth hundreds of dollars.
Open a Membership and Account Online
February 5, 2020
Not a SESLOC Member yet? Now you can join online in minutes, opening Primary Share Savings, HomeFREE Checking™, Save to Win and/or Building Block account. You'll also see slightly different look to the website on both desktop and mobile devices. We've made it easier to access our online loan application and other important services via the main menu.
New! Money Coaches Available to Assist Members
January 9, 2020
Keep your budget on track with your personal SESLOC Money Coach. We're proud to offer the expertise of specially-trained Money Coaches, who can help you get control of your finances, from building emergency savings to reducing debt. Each of our coaches completed a 6-month training program to learn how to assess your financial health and provide guidance toward achieving goals. Schedule your first phone call today!
Get in Line Online with Branch Waitlist
January 2, 2020
We’ve offered appointment booking online to save time and the hassle of waiting in branch. Now, you can use our new Branch Waitlist service. Simply “get in line” to see a Member Service Representative by clicking the "Branch Waitlist" button above or visit the site here, and we’ll send a text message when the next representative is available. While you wait, you can run errands, read a book or just relax.
Introducing Save to Win, a New Way to Save
November 1, 2019
We're introducing a new way to save to help you develop healthier saving habits in a fun, unique way. With a Save to Win 12-month share certificate, every time you make a deposit of just $25 (up to 10 entries per month), you’ll be automatically entered in a monthly and quarterly prize drawing for a chance to win up to $5,000. Terms, conditions, eligibility and restrictions apply. Learn more »
Member Services Expands with Live Chat
October 28, 2019
Now you can chat with a SESLOC Member Services Representative online on mobile or desktop. Whether you have a question about your account, products, services, you can get a repsonse in real time. Learn more »
Member Security Enhanced with ID Scanning in Branch
SESLOC is now scanning personal identification cards (ID) if you do not have one already on file or when you have a new ID upon expiration. We have implemented this security measure for your protection as we work towards eliminating the need to provide a verbal password when visiting a branch. It will also speed up transactions, saving time while at the branch.
Now offering Quick Approval Business Loans
Running a business requires financing, services and support to move forward efficiently. That's why we're now offering Quick Approval Business Loans* for Business Visa® Credit Cards (up to $20,000) and Business Vehicle Loans (up to $50,000). See our competitive rates and apply easily online or at any branch. It's just another way we're helping businesses succeed on the Central Coast.
We offer Shred Days throughout the year to help members safely destroy sensitive and confidential documents, for free! Learn more »
Past Events, Promotions and New Services
Skip a Payment on Your Vehicle Loan - Promotion has ended
November - December
Members with eligible vehicle or signature loans were given the opportunity to skip one payment.Stay tuned as we may offer this way to free up cash again!
Holiday Donation Drives in Branch
November - December
This holiday season we hosted donation drives for Rotaract SLO's Coats for Kids and collected toys for nonprofits groups across the Central Coast. Thank you to everyone who donated to local children in need!
Call for Nominations for Board of Directors - Nomination Period Has Ended
October 4, 2019 - November 15, 2019
Each spring, SESLOC members select Directors to lead our Credit Union. From October 4, 2019 - November 15, 2019, we accepted nominations for qualified members who are willing to volunteer as Credit Union directors in a governance capacity for a three-year term.
International Credit Union Day Celebration
October 17, 2019
In alignment with the people-first philosophy of credit unions, SESLOC offers higher rates of return on savings accounts, lower rates on loans and lower fees than other financial institutions. With 53,000 members strong, we're truly making a difference on the Central Coast. On October 17 we had special treats and gifts to celebrate members.
National Cybersecurity Awareness Month
During October, we offered services, tips and toolkits to help make the internet safer and more secure. SESLOC maintains strict internal policies and performs ongoing systems tests to keep your information secure, but is also committed to providing programs and services to help you do your part. Learn more »
New Seminar Topic Offered: Cybersecurity + Online Banking Basics
We recently offered a new seminar topic to cover ways to stay safe online and gave a demonstration of key SESLOC Online Banking features. Presented by SESLOC's SVP/CIO Ken Long, and Business Innovation Manager, Holly Martindale, attendees left feeling more confident using our digital technologies. Due to popularity, we will likely offer this event in the near future. Stay tuned!
BALANCE "Stay on Track" Contest
July 1 - September 30, 2019
This past summer, members could win up to $500 in gift cards simply by boosting their financial IQ with learning modules provided by BALANCE Financial Fitness.
Jack's Helping Hand Fundraiser
August 1 - 31, 2019
During the month of August, we invite members to join us in supporting Jack's Helping Hand, a local nonprofit that offers programs for special needs children and their families. In 2019, members and SESLOC employees raised a total of $4,576 to help build the Jack Ready Imagination Park. We look forward to hosting fundraiser in 2020!
New! Business Money Market
To help grow your business, we launched a new savings account option, a Business Money Market. With a tiered rate structure and low minimum balance requirement, you can save more to earn more. Learn more »
Home Sweet Home: Meet the 5 experts you need to know before buying a home
June 26, 2019
At our first Home Sweet Home event, we've gathered the Central Coast's top experts to provide helpful information so borrowers can make informed decisions. To get the most out of the session, we introduced a new table talk format, similar to speed dating. Attendees met with each expert in small groups, with questions and open dialog strongly encouraged.
Santa Maria Chamber Mixer
June 20, 2019
SESLOC hosted the monthly Santa Maria Chamber Mixer on Thursday, June 20 from 5:00 - 7:00 p.m. Chamber members and guests enjoyed networking, appetizers from Testa Catering, door prizes and meeting the new Chamber members. Thank you to Santa Maria Philharmonic Society for donating concert tickets as raffle prizes and Dr. David Lohman of Straight Back Chiropractic for emceeing the event.
San Luis Obispo Chamber "Expo at the Expo"
May 15, 2019
SESLOC participated in the Chamber's annual "Expo at the Expo," which featured more than 130 local businesses. Attendees had a blast playing "Candy Corn Hole" at the SESLOC booth, which wen with the 2019 Candyland theme. SESLOC promoted the recent launch of a full line of Business Services products, including checking, lending and Treasury Management solutions.
Miracle Miles for Kids
May 11, 2019
SESLOC supports Miracle Miles for Kids (MM4K), a community event hosted by nonprofit organization Family Care Network (FCNI). FCNI serves over 1,800 families, children and youth in critical need each year.
As their Top Community Team Fundraiser in 2019, 80 SESLOC team members provided $6,970 in participation fees and fundraising efforts. Thank you to our community, members and employees for supporting this worthy cause. Learn more about MM4k »
Voted #1 Local Bank or Credit Union
May 2, 2019
Thank you to all of our members and New Times readers for voting us as the number one Bank or Credit Union in SLO County. 2019 marks the twelfth year in a row we've recieved this honor. Congratulations to all the winners! See the complete list »
April 15–19, 2019
To celebrate International Credit Union Youth Week, SESLOC offered fun activities, giveaways and more to help kids learn about the importance of saving. We also waived the $5 membership fee for youth under age 18 when they opened a savings account. The event may have ended, but you can still get tips for helping your kids learn the value of dollars and cents. Get Tips »
Atascadero Branch Closure and Grand Re-Opening
January 28 – April 1, 2019
The Atascadero branch, drive-thru and deposit box were closed for remodeling from January 28 - April 1, but reopened on April 2. We're happy to serve you in our redesigned space! See details about the closure »
Annual Meeting of Members
March 19, 2019
The Annual Meeting of Members was held at SESLOC Headquarters on March 19, 2019. Members enjoyed refreshments, door prizes, received the 2018 Annual Report, heard the financial reports and learned about the previous year's achievements. Plans for the coming year were discussed and presented by the Board of Directors and the President/CEO.
Members offered a chance to win a Business Lunch–on SESLOC!
February 20 – March 29, 2019
To celebrate the launch of Business Services, SESLOC offered a giveaway for a chance to treat employees or colleagues to a business lunch. Winners will be announced soon!
Members may now book a branch appointment online
February 21, 2019No waiting, no hassle. Booking a branch appointment or even a phone call is now availalbe online and within Online Banking. Once you set your appointment, you'll get a confirmation and a reminder email. This service complements the digital self check-in kiosk at our branches, helping to reduce wait times and ensure that you get served in order of arrival. Walk-ins are always welcome too. Online appointment booking is simply another way we are improving your banking experience.
Members set goals in Money Manager for a chance to win
January 1 – February 28, 2019
SESLOC's Online Banking offers Money Manager, a tool to help you stay on top of your goals. Members who set a goal in Money Manager during the promotion period were automatically entered to win one of two $250 or three $100 Amazon gift cards! This sweepstakes helped members make New Year financial resolutions.