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From new promotions to community involvement, as well as information about changes to policies, services and products, get connected to SESLOC online.

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Financial Focus

Financial Focus is the official publication of SESLOC, featuring events, promotions and helpful educational tips.

The quarterly newsletter is mailed to members who receive paper statements.
Spring 2020  |  Winter 2020  |  Fall 2019  |  Summer 2019

The digital edition is emailed to members on our eList and those with online services.

SESLOC seminar

Financial Seminars

SESLOC is proud to offer educational seminars on a variety of financial topics throughout the year at our branches and online. All seminars are free and open to the public. Seminars are canceled until futher notice due to the COVID-19 pandemic.

Miracle Miles

Upcoming Events & Activities

Mark your calender for these upcoming events at SESLOC and in our community.
We'll provide more information as we get closer to the date of each.
For SESLOC branch and Contact Center holiday closures, click here.


Coronavirus Pandemic

Due to the shelter-in-place guidelines for the state of California, we are cancelling all future events until further notice. Branches, Contact Center and ATMs remain open and availalbe to you. Please see COVID-19 updates from SESLOC here, including special loan assistance programs and steps we are taking to ensure the physical and financial health and safety of our members. 


SESLOC Mobile App Gets a New Look

April 13, 2020

Members willl see a new and improved look to the home screen of the mobile app. Both Android and iOS users will see the refresh, which includes a welcome screen with a custom message, and quick links to the most frequently used banking features, including depositing a check. Members will not be asked to upgrade the mobile app in order to see the changes. We’re excited to launch this new feature just days ahead of the mailing date for the CARES Act stimulus checks. You can skip a branch visit by depositing your check conveniently–and now-more quickly–from home. If you don’t have our mobile app yet, download it for iOS or Android, and read a few tips on how to deposit checks remotely. Business members will not be impacted by this upgrade.


Annual Meeting of Members

March 19, 2020
IMPORTANT UPDATE: Due to the health and safety of our members, guests and staff during this concerning time of the COVID-19 (Coronavirus), we will not be providing any food, beverages, or door prizes at the upcoming Annual Meeting on March 19. We will conduct a short business meeting only, in accordance with our bylaws. The 2019 Annual Report will be distributed at the meeting, but also available online on March 19.The meeting starts at 6:15 p.m. at SESLOC Headquarters. Please see COVID-19 updates from SESLOC here. 


See Rewards Points Earned in Online Banking

February 20, 2020

Now you can see how many HomeFREE Checking debit reward points you’ve earned and register for Identify Theft Services directly in Online Banking. Log in to Online Banking and tap Services to get started. Don’t have HomeFREE Checking account? Open an account at your nearest branch today to take advantage of these free benefits, worth hundreds of dollars.


Open a Membership and Account Online

February 5, 2020

Not a SESLOC Member yet? Now you can join online in minutes, opening Primary Share Savings, HomeFREE Checking™, Save to Win and/or Building Block account. You'll also see slightly different look to the website on both desktop and mobile devices. We've made it easier to access our online loan application and other important services via the main menu.


New! Money Coaches Available to Assist Members

January 9, 2020

Keep your budget on track with your personal SESLOC Money Coach. We're proud to offer the expertise of specially-trained Money Coaches, who can help you get control of your finances, from building emergency savings to reducing debt. Each of our coaches completed a 6-month training program to learn how to assess your financial health and provide guidance toward achieving goals. Schedule your first phone call today!


Get in Line ;Online with Branch Waitlist 

January 2, 2020

We’ve offered appointment booking online to save time and the hassle of waiting in branch. Now, you can use our new Branch Waitlist service. Simply “get in line” to see a Member Service Representative by clicking the "Branch Waitlist" button above or visit the site here, and we’ll send a text message when the next representative is available. While you wait, you can run errands, read a book or just relax.


Introducing Save to Win, a New Way to Save

November 1, 2019

We're introducing a new way to save to help you develop healthier saving habits in a fun, unique way. With a Save to Win 12-month share certificate, every time you make a deposit of just $25 (up to 10 entries per month), you’ll be automatically entered in a monthly and quarterly prize drawing for a chance to win up to $5,000. Terms, conditions, eligibility and restrictions apply.  Learn more » 



Member Services Expands with Live Chat

October 28, 2019

Now you can chat with a SESLOC Member Services Representative online on mobile or desktop. Whether you have a question about your account, products, services, you can get a repsonse in real time. Learn more »


Member Security Enhanced with ID Scanning in Branch

October 2019

SESLOC is now scanning personal identification cards (ID) if you do not have one already on file or when you have a new ID upon expiration. We have implemented this security measure for your protection as we work towards eliminating the need to provide a verbal password when visiting a branch. It will also speed up transactions, saving time while at the branch.  



Now offering Quick Approval Business Loans

Running a business requires financing, services and support to move forward efficiently. That's why we're now offering Quick Approval Business Loans* for Business Visa® Credit Cards (up to $20,000) and Business Vehicle Loans (up to $50,000). See our competitive rates and apply easily online or at any branch. It's just another way we're helping businesses succeed on the Central Coast. 


Shred Days

We offer Shred Days throughout the year to help members safely destroy sensitive and confidential documents, for free! Learn more » 

Past Events, Promotions and New Services

Skip a Payment on Your Vehicle Loan - Promotion has ended

November - December

Members with eligible vehicle or signature loans were given the opportunity to skip one payment.Stay tuned as we may offer this way to free up cash again!


Holiday Donation Drives in Branch

November - December

This holiday season we hosted donation drives for Rotaract SLO's Coats for Kids and collected toys for nonprofits groups across the Central Coast. Thank you to everyone who donated to local children in need! 


Call for Nominations for Board of Directors - Nomination Period Has Ended

October 4, 2019 - November 15, 2019

Each spring, SESLOC members select Directors to lead our Credit Union. From October 4, 2019 - November 15, 2019, we accepted nominations for qualified members who are willing to volunteer as Credit Union directors in a governance capacity for a three-year term.


International Credit Union Day Celebration

October 17, 2019

In alignment with the people-first philosophy of credit unions, SESLOC offers higher rates of return on savings accounts, lower rates on loans and lower fees than other financial institutions. With 53,000 members strong, we're truly making a difference on the Central Coast. On October 17 we had special treats and gifts to celebrate members.


National Cybersecurity Awareness Month

October 2019

During October, we offered services, tips and toolkits to help make the internet safer and more secure. SESLOC maintains strict internal policies and performs ongoing systems tests to keep your information secure, but is also committed to providing programs and services to help you do your part. Learn more »


New Seminar Topic Offered: Cybersecurity + Online Banking Basics


We recently offered a new seminar topic to cover ways to stay safe online and gave a demonstration of key SESLOC Online Banking features. Presented by SESLOC's SVP/CIO Ken Long, and Business Innovation Manager, Holly Martindale, attendees left feeling more confident using our digital technologies. Due to popularity, we will likely offer this event in the near future. Stay tuned! 


BALANCE "Stay on Track" Contest

July 1 - September 30, 2019

This past summer, members could win up to $500 in gift cards simply by boosting their financial IQ with learning modules provided by BALANCE Financial Fitness.


Jack's Helping Hand Fundraiser

August 1 - 31, 2019
During the month of August, we invite members to join us in supporting Jack's Helping Hand, a local nonprofit that offers programs for special needs children and their families. In 2019, members and SESLOC employees raised a total of $4,576 to help build the Jack Ready Imagination Park. We look forward to hosting fundraiser in 2020!


New! Business Money Market

Available Now

To help grow your business, we launched a new savings account option, a Business Money Market. With a tiered rate structure and low minimum balance requirement, you can save more to earn more.  Learn more »


Home Sweet Home: Meet the 5 experts you need to know before buying a home

June 26, 2019

At our first Home Sweet Home event, we've gathered the Central Coast's top experts to provide helpful information so borrowers can make informed decisions. To get the most out of the session, we introduced a new table talk format, similar to speed dating. Attendees met with each expert in small groups, with questions and open dialog strongly encouraged. 


Santa Maria Chamber Mixer 

June 20, 2019
SESLOC hosted the monthly Santa Maria Chamber Mixer on Thursday, June 20 from 5:00 - 7:00 p.m. Chamber members and guests enjoyed networking, appetizers from Testa Catering, door prizes and meeting the new Chamber members. Thank you to Santa Maria Philharmonic Society for donating concert tickets as raffle prizes and Dr. David Lohman of Straight Back Chiropractic for emceeing the event. 


San Luis Obispo Chamber "Expo at the Expo"

May 15, 2019
SESLOC participated in the Chamber's annual "Expo at the Expo," which featured more than 130 local businesses. Attendees had a blast playing "Candy Corn Hole" at the SESLOC booth, which wen with the 2019 Candyland theme. SESLOC promoted the recent launch of a full line of Business Services products, including checking, lending and Treasury Management solutions.


Miracle Miles for Kids

May 11, 2019
SESLOC supports Miracle Miles for Kids (MM4K), a community event hosted by nonprofit organization Family Care Network (FCNI). FCNI serves over 1,800 families, children and youth in critical need each year. 

As their Top Community Team Fundraiser in 2019, 80 SESLOC team members provided $6,970 in participation fees and fundraising efforts. Thank you to our community, members and employees for supporting this worthy cause. Learn more about MM4k »


Voted #1 Local Bank or Credit Union

May 2, 2019

Thank you to all of our members and New Times readers for voting us as the number one Bank or Credit Union in SLO County. 2019 marks the twelfth year in a row we've recieved this honor. Congratulations to all the winners! See the complete list »


Youth Week

April 1519, 2019
To celebrate International Credit Union Youth Week, SESLOC offered fun activities, giveaways and more to help kids learn about the importance of saving. We also waived the $5 membership fee for youth under age 18 when they opened a savings account. The event may have ended, but you can still get tips for helping your kids learn the value of dollars and cents. Get Tips »

Atascadero Branch Closure and Grand Re-Opening

January 28  April 1, 2019
The Atascadero branch, drive-thru and deposit box were closed for remodeling from January 28 - April 1, but reopened on April 2. We're happy to serve you in our redesigned space!  See details about the closure »

Annual Meeting of Members

March 19, 2019
The Annual Meeting of Members was held at SESLOC Headquarters on March 19, 2019. Members enjoyed refreshments, door prizes, received the 2018 Annual Report, heard the financial reports and learned about the previous year's achievements. Plans for the coming year were discussed and presented by the Board of Directors and the President/CEO.

Members offered a chance to win a Business Lunchon SESLOC! 

February 20  March 29, 2019
To celebrate the launch of Business Services, SESLOC offered a giveaway for a chance to treat employees or colleagues to a business lunch. Winners will be announced soon!


Members may now book a branch appointment online

February 21, 2019

No waiting, no hassle. Booking a branch appointment or even a phone call is now availalbe online and within Online Banking. Once you set your appointment, you'll get a confirmation and a reminder email. This service complements the digital self check-in kiosk at our branches, helping to reduce wait times and ensure that you get served in order of arrival. Walk-ins are always welcome too. Online appointment booking is simply another way we are improving your banking experience.


Members set goals in Money Manager for a chance to win

January 1 – February 28, 2019

SESLOC's Online Banking offers Money Manager, a tool to help you stay on top of your goals. Members who set a goal in Money Manager during the promotion period were automatically entered to win one of two $250 or three $100 Amazon gift cards! This sweepstakes helped members make New Year financial resolutions.