These four small business budgeting steps can help you identify positive growth opportunities and prepare for financial difficulties.
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Team SESLOC
Financial Capability Month Challenge: 30 Days to a Better Budget
A well-structured budget doesn’t have to be about cutting back – it’s about gaining control, reducing stress, and working toward what matters.
MEMBER ADVISORY: Beware of Tax Fraud Text Messages
SESLOC members have reported receiving fraudulent text messages claiming to be from the State of California Franchise Tax Board. These messages are fake. Please do not reply and do not click any links.
How the Psychology of Spending Affects Your Budget
To better manage our budgets, decrease debt and get control of our credit card spending, it’s best we understand our habits and start building new behaviors.
How to Identify and Avoid America’s Top Scams
Understanding which scams are most prevalent is key for knowing how to avoid them. Here’s what to look for in the most common scams.
Five Ways to Keep Identity Thieves Guessing
Check out these steps you can take to help avoid becoming the next victim of identity theft and fraud.
Five Questions to Ask Your Mortgage Loan Officer
As you consider all your available home loan options, here are five questions you should ask your mortgage loan officer to determine who is best for your needs.
How The Credit Union Difference Serves You Daily
No matter where you live, credit unions play a critical role in ensuring a level playing field for everyone to achieve their financial goals.
Five Ways to Turn Savings into a Game
Savings isn’t just about squirreling away money – it’s about building a secure financial future for yourself and your family. By turning it into a game, you can turn the script around and make achieving your goals a lot easier.
Three Situations When You Should Use a Credit Card
From better consumer protections to earning valuable points towards your next vacation, there are a lot of great benefits that come with using a credit card. Here are three situations where you should absolutely choose a credit card at checkout.
Recent News
SESLOC Donates $40,000 to Local Nonprofits to Honor 80th Anniversary
We donated $40,000 to 80 local nonprofits in celebration of our 80th anniversary in 2022. Throughout the year-long celebration, our amazing staff nominated their favorite organizations to receive a $500 donation — a nod to the amount the credit union was founded with in 1942.
Top 5 Places to Earn Bonus Rewards Points Near Cal Poly Campus
Did you know that SESLOC credit union members earn rewards points on eligible debit card purchases that can be redeemed for gift cards, cash back, or to cover purchases (like your textbooks) in the form of a statement credit? You also earn bonus points by swiping your...
What to Know About Bank Failures
We want to share with you how SESLOC and other credit unions stand out as a reliable and secure option for consumers and small businesses in our local communities.
GreenPath Debt Management Plans Reduced Member Debt by 36% in 2022
We partner with GreenPath Financial Wellness to offer unbiased, empathetic, one-on-one financial advisement to our members. GreenPath’s certified credit counselors offer free assistance with budgeting, general financial wellness, debt counseling, foreclosure prevention and support, and student loan payment. GreenPath also offers a Debt Management Program where they negotiate with creditors on behalf of members enrolled in the program to reduce interest rates and help them repay debts faster. In 2021, GreenPath’s certified counselors assisted 8 SESLOC members with a combined $161,488 in debt pay off $55,656 through the program — that’s a reduction of outstanding debt by 34% in under a year!
More Than $20,000 Save to Win Prizes Awarded
SESLOC members are saving — and winning! Since the program launched, more than $20,000 in prizes have been awarded.