Which do you prefer to use at checkout, cash or card? Here are some benefits of using your debit or credit card instead:
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Financial Basics
Financial success starts with a solid foundation. Get started today by learning about budgeting and financial basics.
The Rise of Digital Wallets and Contactless Transactions
A digital wallet (also called a “mobile wallet”) is an electronic method of securely storing and using your credit cards – and other types of cards, tickets, and coupons – so you don’t have to carry these items physically with you. Instead, you use your iPhone, Android smartphone, or other smart device to make contactless transactions in stores, restaurants, drive-thrus, movie theatres, and more.
3 Tried & True Facts About Personal Finances
No matter your age or stage in life, it pays to know the facts about personal finances. When you understand the basics, you can set yourself up for success and build a healthy financial future.
5 Ways to Revenge Spend Wisely
There’s a new spending trend in town, and many are calling it “revenge spend.” As the COVID-19 vaccine gains momentum and restrictions ease, people are opening their wallets to make up for lost time during the lockdown.
Financial Literacy for Kids
Practical money management skills learned at an early age can have a lasting impact on the rest of your child’s life. In fact, this is one of the most important areas where you can truly change the course of their life. Educating your children about financial wellness will help them build healthy spending habits for the future.
5 Tips to Go Green & Save Money
Going green doesn’t have to break the bank. In fact, there are small things you can do every day to promote environmental sustainability and save money at the same time. Check out these 5 tips for going green:
10 Ways to Go Green This Spring
On the Central Coast, “going green” means a lot of things — doing your part for the environment, supporting Cal Poly, hitting the green, saving your green (money), and eating your greens to maintain a healthy lifestyle. Whichever you prefer, here are a few ways to go green this spring:
How Closely Do I Need to Monitor My Credit Score?
First, let’s clear up a common misconception about credit scores. It’s often thought that you have just one singular score, or one for each of the three credit bureaus. The truth is that you actually have many credit scores. This is due to a number of factors:
Saving Money Isn’t a Luxury — It’s a Necessity
Saving money can often be a challenge—especially during times of financial uncertainty. As humans, we’re wired to take care of our needs now, and worry about later… well, later.
15 Clever Ways to Cut Costs
During our recent webinar presentation, Money Management in Turbulent Times, we asked our attendees to collaborate and share their top tips for cutting costs. Cutting costs is an important strategy for stretching your budget so you can pay your debt down faster or hit your savings goals quicker.
Recent News
What to Know About Bank Failures
We want to share with you how SESLOC and other credit unions stand out as a reliable and secure option for consumers and small businesses in our local communities.
GreenPath Debt Management Plans Reduced Member Debt by 36% in 2022
We partner with GreenPath Financial Wellness to offer unbiased, empathetic, one-on-one financial advisement to our members. GreenPath’s certified credit counselors offer free assistance with budgeting, general financial wellness, debt counseling, foreclosure prevention and support, and student loan payment. GreenPath also offers a Debt Management Program where they negotiate with creditors on behalf of members enrolled in the program to reduce interest rates and help them repay debts faster. In 2021, GreenPath’s certified counselors assisted 8 SESLOC members with a combined $161,488 in debt pay off $55,656 through the program — that’s a reduction of outstanding debt by 34% in under a year!
More Than $20,000 Save to Win Prizes Awarded
SESLOC members are saving — and winning! Since the program launched, more than $20,000 in prizes have been awarded.
5 Easy Ways to Boost Your Savings
What are your savings goals? Whether you’re trying to boost your emergency fund or get ready for a summer vacation, we have some tips to help you reach your goals: 1. Change it Up Who says you can’t save and spend? Enroll in SESLOC’s new Change it...
2022 Year in Review
80 years of People & Place. 1 Year of Absolute Awesome.