To get smart about credit cards, be aware of the common warning signs that might indicate issues with credit card usage: You are only able to make minimum payments on your credit card debt.
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Financial Basics
Financial success starts with a solid foundation. Get started today by learning about budgeting and financial basics.
5 Reasons to Get a Signature Loan
A signature loan gives you quick access to cash and the rates are competitive. Plus, the payments are the same each month, so you know exactly when the debt will be paid off and the total cost of the loan. But when should you consider a signature loan over something else?
Cash or Card?
Which do you prefer to use at checkout, cash or card? Here are some benefits of using your debit or credit card instead:
The Rise of Digital Wallets and Contactless Transactions
A digital wallet (also called a “mobile wallet”) is an electronic method of securely storing and using your credit cards – and other types of cards, tickets, and coupons – so you don’t have to carry these items physically with you. Instead, you use your iPhone, Android smartphone, or other smart device to make contactless transactions in stores, restaurants, drive-thrus, movie theatres, and more.
3 Tried & True Facts About Personal Finances
No matter your age or stage in life, it pays to know the facts about personal finances. When you understand the basics, you can set yourself up for success and build a healthy financial future.
5 Ways to Revenge Spend Wisely
There’s a new spending trend in town, and many are calling it “revenge spend.” As the COVID-19 vaccine gains momentum and restrictions ease, people are opening their wallets to make up for lost time during the lockdown.
Financial Literacy for Kids
Practical money management skills learned at an early age can have a lasting impact on the rest of your child’s life. In fact, this is one of the most important areas where you can truly change the course of their life. Educating your children about financial wellness will help them build healthy spending habits for the future.
5 Tips to Go Green & Save Money
Going green doesn’t have to break the bank. In fact, there are small things you can do every day to promote environmental sustainability and save money at the same time. Check out these 5 tips for going green:
10 Ways to Go Green This Spring
On the Central Coast, “going green” means a lot of things — doing your part for the environment, supporting Cal Poly, hitting the green, saving your green (money), and eating your greens to maintain a healthy lifestyle. Whichever you prefer, here are a few ways to go green this spring:
How Closely Do I Need to Monitor My Credit Score?
First, let’s clear up a common misconception about credit scores. It’s often thought that you have just one singular score, or one for each of the three credit bureaus. The truth is that you actually have many credit scores. This is due to a number of factors:
Recent News
SESLOC Celebrates Hispanic Heritage Month
SESLOC is celebrating Hispanic Heritage Month from September 15th to October 15th and the important contributions Hispanics and Latinos make to strengthen our community. To join in the celebration, check out some festive local celebrations planned for 2023:
SESLOC Employees Take 915 “Trips” Through Alternative Commuting
SESLOC employees saved 3.9 tons of carbon dioxide from entering our local air during the second quarter of 2023 by using alternative commute methods like riding a bike, taking the bus or carpooling, and telecommuting to cut a whopping 10,484.4 miles from their travel plans. Reducing our carbon footprint is an important part of preserving our community for generations to come.
Make the Switch to SESLOC in 6 Easy Steps
Switching to SESLOC is easy — just follow these six steps.
SESLOC Employees Save 6 Tons of CO2 Through Alternative Commuting
SESLOC employees saved 6.1 tons of carbon dioxide from entering our local air during the first quarter of 2023 by using alternative commute methods like riding a bike, taking the bus or carpooling, and telecommuting. Reducing our carbon footprint is an important part...
SESLOC Donates $40,000 to Local Nonprofits to Honor 80th Anniversary
We donated $40,000 to 80 local nonprofits in celebration of our 80th anniversary in 2022. Throughout the year-long celebration, our amazing staff nominated their favorite organizations to receive a $500 donation — a nod to the amount the credit union was founded with in 1942.