The question you will face is whether you can deduct these fees immediately or whether they are added to the cost basis of your home.
How can we help?
Or try these resources:
Financial Health
Taking control of your financial health starts with education.
Look Out for Tax Fraud Schemes
Get a head start on tax season this year by protecting yourself and your loved ones from these financially disastrous scams.
Unlock the Power of Your Credit Score in 2024
A credit score might seem like a mysterious three-digit number, but it holds significant influence over your financial life. Whether you’re applying for a loan or a credit card, renting an apartment, or even setting up utilities, your credit score plays a crucial role in the decisions that lenders, landlords, and service providers make.
Get Ahead of Your Debt
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
Starting a Business Checklist
Thinking of starting a business? This handy checklist can help you stay organized as you start your journey, from vision to reality: General Information ▢ 1. Has relevant personal information been gathered for all participants in this business? ▢ 2. Has financial...
How Much Money Do I Have to Put Down to Buy a House?
In the past, lenders traditionally required a down payment of at least 20% of the purchase price of a home. Today, many lenders offer loans with lower down payments. In addition, certain private and government entities have low down payment programs.
How to Find a Real Estate Agent
A real estate agent is a key partner on your home buying journey. In addition to finding you potential homes, they also guide you and advocate for you throughout the process. But how do you decide which one is the right fit for you and your needs? The right real estate agent for you should be familiar with your prospective neighborhood, experienced, and is someone you’ll enjoy working with.
The Procrastinator’s Guide to Holiday Savings
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
Finding the Right Home
If you don’t really know what you’re looking for in a home, how do you find the right one? Careful planning and consideration of your options can help ensure that you will be happy with the one you select.
The Down Payment
In the past, lenders usually required a down payment of at least 20 percent of the purchase price of a home. Today, many lenders offer loans with lower down payments. In addition, certain private and government entities have low down payment programs
Recent News
Sustainability Acts in October
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
80 Years: October Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for August:
Acts of Sustainability in September
As we celebrate our 80th anniversary, we’re building a more sustainable community for the next 80 years by doing 80 local acts that have a global impact.
80 Years: September Charitable Giving Roundup
We’ve asked our incredible staff to nominate their favorite 501-(c)(3)-designated organizations. Here are the eight groups we’ve selected for August:
Melinda Bagby Joins SESLOC as Sr. Member Business Loan Officer
We are excited to announce that Melinda Bagby has joined SESLOC as Senior Member Business Loan Officer. In this role, Melinda is responsible for initiating new business growth and overseeing business member relationships, with a focus on Santa Maria and Northern Santa Barbara County, plus the five cities area of San Luis Obispo County.