If you want a few financial resolutions that you can achieve early into the new year (because who doesn’t love an easy to-do list??) here are some suggestions.
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Financial Health
Taking control of your financial health starts with education.
Four Common Mobile Phone Security Threats
Although new attacks regularly come to the attention of cybersecurity experts, these are the most common types that you can watch for and protect yourself against.
Money Talk: 6 Family-Proof Financial Topics for Holiday Gatherings
Here are six conversation starters you can safely steer towards if you don’t want your great uncle or next-door neighbor giving you the side-eye during dinner
Calculators for Running Your Business
Check out our new set of financial calculators for business owners:
Avoid Money Transfer App Scams!
Zelle, CashApp, and Venmo are popular money transfer apps that allow you to send and receive money to and from other individuals instantly, just like handing over cash, even if you and your payee have accounts with different financial institutions.
Managing Debt as Interest Rates Rise
Debt can be a challenge to manage, even in the best of times. Now, with the economy in the news nearly every day, how do you effectively manage your debt as the cost of borrowing for things like homes, cars, and credit cards rises?
4 Steps You Can Take to Protect Yourself Online
Here are four essential tips for protecting yourself online:
Protecting the Older People in Our Lives From Becoming Victims of Scams
A January 2022 Pew Research study found that 75% of adults over 65 in the United States are using the internet regularly. This increased use of technology brings a heightened risk of fraud for all Americans. In this article we will address the most prevalent scams that target our senior citizens and provide simple advice on how to protect yourself and your elderly loved ones.
Coping With Inflation? Be Budget Aware
Inflation continues to put pressure on household budgets. From groceries to gas, record-breaking inflation means the purchasing power of your money is decreasing each month.
3 Ways to Protect Your Personal Information Online
Falling for a scam seems really common these days, but there are measures that you can take to protect yourself and prevent the leakage of your data on the internet. Check out these three tips for protecting your personal information:
Recent News
Local Insights: 2021 Local Shopping
In October 2021, we sent out our second Member Pulse Survey, where we asked our valued SESLOC members about their local shopping and spending habits. 853 responded, revealing four key insights into local spending:
GreenPath Debt Management Plans Reduced Member Debt by 34% in 2021
We partner with GreenPath Financial Wellness to offer unbiased, empathetic, one-on-one financial advisement to our members. GreenPath’s certified credit counselors offer free assistance with budgeting, general financial wellness, debt counseling, foreclosure prevention and support, and student loan payment. GreenPath also offers a Debt Management Program where they negotiate with creditors on behalf of members enrolled in the program to reduce interest rates and help them repay debts faster. In 2021, GreenPath’s certified counselors assisted 8 SESLOC members with a combined $161,488 in debt pay off $55,656 through the program — that’s a reduction of outstanding debt by 34% in under a year!
2021 Year in Review
As we enter the new year, we’re reminded of the many GOOD things that happened in 2021. Check it out!
Geri LaChance Awarded California 2021 Advocate of the Year by the California and Nevada Credit Union Leagues
We’re thrilled to announce that our President and CEO, Geri LaChance, was selected by the California and Nevada Credit Union League as the 2021 California Advocate of the Year. Each year, the League honors credit unions, individuals and organizations that display extraordinary leadership in advocacy and political action.
White House Framework Omits Proposal for IRS Reporting Requirement on Cash Flows Over $600
On September 1, 2021, SESLOC supported a call to action from the Credit Union National Association, along with credit unions across the country, to alert our members of a concerning addition to the $3.5 trillion infrastructure spending bill that was proposed in Congress.