No matter where you live, credit unions play a critical role in ensuring a level playing field for everyone to achieve their financial goals.
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
We’re thrilled to announce that our President and CEO, Geri LaChance, was selected by the California and Nevada Credit Union League as the 2021 California Advocate of the Year. Each year, the League honors credit unions, individuals and organizations that display extraordinary leadership in advocacy and political action.
On September 1, 2021, SESLOC supported a call to action from the Credit Union National Association, along with credit unions across the country, to alert our members of a concerning addition to the $3.5 trillion infrastructure spending bill that was proposed in Congress.
On Thursday, October 21, 2021, credit unions around the globe toasted to their members in celebration of International Credit Union Day. Credit unions like SESLOC are not-for-profit, which means we offer affordable loans, lower fees, and many free services to help our member-owners get ahead and achieve financial freedom.
SESLOC competed with other San Luis Obispo County organizations in Rideshare’s Summer Clean Air Challenge, and thanks to the efforts of our employees, we came out on top!
We’re thrilled to be back on the Cal Poly campus to welcome students starting the new academic year! Our newest branch and ATM are officially open in the Julian A. McPhee University Union (next to Starbucks) to serve the financial needs of the campus community.
While home grocery and meal delivery are fast and convenient, it can be helpful to weigh the pros and cons of the added expenses involved if it is a choice and not a necessity. Outlined here are the key cost considerations of home grocery deliveries, restaurant deliveries, and home-delivered meal subscription boxes.
While each retiree’s dream might be different, today’s senior citizen typically looks forward to making time for family, hobbies and travel. Today’s rapidly rising prices might cause seniors to put those dreams on hold. It’s understandable why seniors might feel anxious.
When you’re just starting out, there’s a lot to learn about your finances and it can definitely feel overwhelming — but we’re here to help. We recently sat with some local college students to talk money, and here are the answers to their questions:
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New to Online Banking? Check out our series of support videos to help you get started.
With identity theft on the rise, and scammers only getting better at what they do, it helps to stay aware of how fraudsters may be targeting your personal information and your good name. The most successful scams will continue to be circulated until they stop being an effective way for criminals to steal from their victims.
Although new attacks regularly come to the attention of cybersecurity experts, these are the most common types that you can watch for and protect yourself against.
The question you will face is whether you can deduct these fees immediately or whether they are added to the cost basis of your home.
In the past, lenders traditionally required a down payment of at least 20% of the purchase price of a home. Today, many lenders offer loans with lower down payments. In addition, certain private and government entities have low down payment programs.
When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home.
