From better consumer protections to earning valuable points towards your next vacation, there are a lot of great benefits that come with using a credit card. Here are three situations where you should absolutely choose a credit card at checkout.
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
SESLOC competed with other San Luis Obispo County organizations in Rideshare’s Summer Clean Air Challenge, and thanks to the efforts of our employees, we came out on top!
We’re thrilled to be back on the Cal Poly campus to welcome students starting the new academic year! Our newest branch and ATM are officially open in the Julian A. McPhee University Union (next to Starbucks) to serve the financial needs of the campus community.
Have you ever thought about joining a credit union but didn’t think you could? Well fear not – YOU CAN JOIN! If you’re anything like the average American, you know that you could be doing better than your bank. On average credit unions offer better deals and more personalized service.
A new way to use your SESLOC Rewards — allowing you to redeem your points for a statement credit to cover qualifying purchases. How Does it Work?
SESLOC Credit Union (SESLOC) has been selected to provide retail banking and ATM service on the Cal Poly campus with a new branch in the Julian A. McPhee University Union.
While home grocery and meal delivery are fast and convenient, it can be helpful to weigh the pros and cons of the added expenses involved if it is a choice and not a necessity. Outlined here are the key cost considerations of home grocery deliveries, restaurant deliveries, and home-delivered meal subscription boxes.
While each retiree’s dream might be different, today’s senior citizen typically looks forward to making time for family, hobbies and travel. Today’s rapidly rising prices might cause seniors to put those dreams on hold. It’s understandable why seniors might feel anxious.
When you’re just starting out, there’s a lot to learn about your finances and it can definitely feel overwhelming — but we’re here to help. We recently sat with some local college students to talk money, and here are the answers to their questions:
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New to Online Banking? Check out our series of support videos to help you get started.
With identity theft on the rise, and scammers only getting better at what they do, it helps to stay aware of how fraudsters may be targeting your personal information and your good name. The most successful scams will continue to be circulated until they stop being an effective way for criminals to steal from their victims.
Although new attacks regularly come to the attention of cybersecurity experts, these are the most common types that you can watch for and protect yourself against.
In the past, lenders traditionally required a down payment of at least 20% of the purchase price of a home. Today, many lenders offer loans with lower down payments. In addition, certain private and government entities have low down payment programs.
When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home.
To get smart about credit cards, be aware of the common warning signs that might indicate issues with credit card usage: You are only able to make minimum payments on your credit card debt.