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The Financial Scholars Program Welcomes Lompoc High School

The Financial Scholars Program Welcomes Lompoc High School

We’re thrilled to announce that Lompoc High School recently enrolled in EverFi’s Financial Scholars program. SESLOC is the proud sponsor of the program, which provides free, practical financial education to Central Coast high school students. The 7-module online curriculum covers topics like budgeting, credit, taxes, financing higher education, and more.

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Local Insights: 2021 Local Shopping

Local Insights: 2021 Local Shopping

In October 2021, we sent out our second Member Pulse Survey, where we asked our valued SESLOC members about their local shopping and spending habits. 853 responded, revealing four key insights into local spending:

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Take These Steps With Your Student Loans

Take These Steps With Your Student Loans

Now it’s time to take steps after the relief programs end. Borrowers should be ready to make student loan payments, even as policymakers discuss further extensions in the face of an increased number of borrowers becoming delinquent or defaulting on their loans. Listed here are steps to move forward as protections end:

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5 Beginner Money Questions Answered

5 Beginner Money Questions Answered

When you’re just starting out, there’s a lot to learn about your finances and it can definitely feel overwhelming — but we’re here to help. We recently sat with some local college students to talk money, and here are the answers to their questions:

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Protecting Children From Identity Theft

Protecting Children From Identity Theft

Identity fraud goes in and out of the headlines with regularity, and while it can be overwhelming to try to keep up with the most current scams, we frequently hear updates from various news sources about guarding our identities. The latest scams are putting our children’s identities at risk. This month, we will focus on ways to protect the kids in your life from identity fraud.

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SESLOC Spotlight: Lumina Alliance

SESLOC Spotlight: Lumina Alliance

Today we’re shining the spotlight on the Lumina Alliance, a merger of RISE and Stand Strong — San Luis Obispo County’s two most trusted organizations dedicated to ending sexual and intimate partner violence. Stacy Salame, Director of Communications & Events, shares how the organization supports our community:

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What is a Credit Freeze?

What is a Credit Freeze?

Also known as a security freeze, this tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That’s because most creditors need to see your credit report before they approve a new account.

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7 Ways to Use a Business Revolving Line of Credit

7 Ways to Use a Business Revolving Line of Credit

For businesses that find their cash flow isn’t a steady stream month-after-month, a Revolving Line of Credit (RLOC) is a valuable tool. This loan helps smooth cash flow fluctuations due to inventory needs, timing of accounts receivable or seasonality of a business.

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Recent News

“Great alternative to big corporate banks that profess to also be “people” but don’t remind you of any person that ever cared about you in the least.”

Shawn
"We've been members of SESLOC since 1972. It was refreshingly user-friendly then and that attitude continues to this day."

Dan
"Excellent place for depository accounts and loans. Low rates, one of the best online financial services and the people there are friendly... It truly feels like a hometown credit union."

Mary
"All of the employees are always professional and greet everyone with a smile. On top of banking, I have used them for auto loans in the past and have always been happy with the rates and service."

Jennie
"SESLOC has always come through for us, whether it is for car loans, mortgage loans or refinancing. The staff are attentive and friendly, their rates good. SESLOC is our bank for everything."

Mary
"Love this bank! 🤗😁👍 The workers are sooo nice and friendly!!"

Lanie
"The best place to go. Will never go anywhere else for financing my vehicles. Fast, easy, and friendly."

Greg
"I love my credit union because they are straightforward and helpful. I appreciate the many ways that they support financial literacy in the community."

Stacey
"This credit Union Rocks just like Incubus."

Aja
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