Saving money can often be a challenge—especially during times of financial uncertainty. As humans, we’re wired to take care of our needs now, and worry about later… well, later.
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Financial Wellness
15 Clever Ways to Cut Costs
During our recent webinar presentation, Money Management in Turbulent Times, we asked our attendees to collaborate and share their top tips for cutting costs. Cutting costs is an important strategy for stretching your budget so you can pay your debt down faster or hit your savings goals quicker.
Understanding Tax Brackets
There are many misconceptions about how marginal tax brackets work and how they impact your federal tax return. This is what you need to know:For the 2020 tax year (to be filed by in 2021), the IRS set marginal rates of 10%, 12%, 22%, 24%, 32%, 35% and 37%. Your tax rate depends on your filing status (single, married filing jointly, married filing separately, or head of household) as well as your taxable income.
7 Tips to Stay Safe While Online Holiday Shopping
As we abide by stay-at-home orders, many of us spend hours in front of the computer each day for work and school. Online retail associations expect online holiday sales to surge by 25% – amounting to between $182 billion and $196 billion. Add this to a 15% increase in online sales from 2018 to 2019.
Money Management Minute
Money Management Minute is a financial health public service announcement series airing on KCBX, KVEC, KKJG and KSTT this holiday season. In case you missed it, check out these handy tips:
How Can I Insure My Possessions During a Move?
There are several ways to insure your possessions while you’re moving. Perhaps your current homeowners policy includes coverage for your personal property during a move. The policy may cover your possessions at the new location for a limited time, also. The same coverages, exclusions, and deductibles apply while you’re moving as they would for a regular homeowners claim.
The ABCs of Auto Insurance
Whether you already have auto insurance or are considering buying some, you may be wondering how much is enough and which types of coverage you need. Here are a few tips to get you started:
Managing Emotional Spending
Does spending lift your spirits when life gets you down? Many of us turn to “retail therapy” when we feel down or stressed, and for a good reason. Studies show that shopping can trigger dopamine, which is a chemical in our brains that makes us feel good and fulfilled.
The Lowdown on Credit Counseling
Have you ever wondered if credit counseling might help you? Most of us have never stopped to even think about what credit counseling is until we find ourselves facing a financial roadblock. Credit counseling isn’t just for those who need to improve their financial health — it can also help you to be more proactive in maintaining your finances as well.
5 Financial Lessons From the Pandemic
From managing unexpected interruptions in income to prioritizing monthly expenses, GreenPath Financial Wellness has been listening and learning as they speak with people facing financial hardships.
Recent News
SESLOC Employees Take 915 “Trips” Through Alternative Commuting
SESLOC employees saved 3.9 tons of carbon dioxide from entering our local air during the second quarter of 2023 by using alternative commute methods like riding a bike, taking the bus or carpooling, and telecommuting to cut a whopping 10,484.4 miles from their travel plans. Reducing our carbon footprint is an important part of preserving our community for generations to come.
Make the Switch to SESLOC in 6 Easy Steps
Switching to SESLOC is easy — just follow these six steps.
SESLOC Employees Save 6 Tons of CO2 Through Alternative Commuting
SESLOC employees saved 6.1 tons of carbon dioxide from entering our local air during the first quarter of 2023 by using alternative commute methods like riding a bike, taking the bus or carpooling, and telecommuting. Reducing our carbon footprint is an important part...
SESLOC Donates $40,000 to Local Nonprofits to Honor 80th Anniversary
We donated $40,000 to 80 local nonprofits in celebration of our 80th anniversary in 2022. Throughout the year-long celebration, our amazing staff nominated their favorite organizations to receive a $500 donation — a nod to the amount the credit union was founded with in 1942.
Top 5 Places to Earn Bonus Rewards Points Near Cal Poly Campus
Did you know that SESLOC credit union members earn rewards points on eligible debit card purchases that can be redeemed for gift cards, cash back, or to cover purchases (like your textbooks) in the form of a statement credit? You also earn bonus points by swiping your...